About $1,919 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,250. We hold back $225 of that for repairs and an empty month, and the rest goes toward a $2,944 monthly payment.
Income to qualify: about $71,000 a year
With how much down?
At 20% down ($105,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $72,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$18,375 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Well-maintained two-story duplex in Northwest Longmont - and the smartest move-in-ready buy for anyone who wants their home to help pay for itself.One unit has just been remodeled with brand-new luxury vinyl plank flooring and new carpet - move in and make it yours. The other side is already leased at $1,475/month, with the tenant paying water and utilities, so your monthly costs stay low from day one. Occupy the fresh side, let the rent from the other help cover your payment, and step into homeownership with income built in.Each side offers 860 square feet with 2 bedrooms, 1 bath, You'll enjoy a cozy fireplace, covered patios, off-street parking, and a shared yard with a new lawn sprinkler system. Central air, full kitchen appliances, and in-unit washer/dryer round out the comforts. Exterior paint was refreshed in 2020. If it's an owner-occupied two-unit, you may qualify with a low down payment, and the existing rental income can help you qualify for more. This is the house-hack setup buyers ask for and rarely find - turnkey on one side, income on the other. Long term tenant paying $1475 has lease Through June 2027. The available side has been renting for $1750 before updating. Check rentometer. 5 YEAR ADJUSTABLE RATE MORTGAGES AS LOW AS 5.625 WITH HIGH COUNTRY BANK FOR QUALIFIED OWNER OCCUPANTS CALL ASHLEY AT 574-400-3481. RATES WILL VARY BY CREDIT PROFILE
Duplex
Property Type
4,152 sqft
Lot Size
1979
Year Built
Listing Date: 09/02/2026
Listed by: Clare Gleason
Listing office: eXp Realty LLC
Contact: 303-931-8111
Source: REcolorado #IR1067747
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($105,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From nearby rental comps.
From nearby rental comps.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# IR1067747 · Listing office: eXp Realty LLC
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.
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