Selected for the Terner Labs Housing Venture Lab

9646 Westbury Way, Highlands Ranch, CO 80129

Active
Listed 69 days ago
Owner-Occupant Eligible
$990,000

About $4,163 a month to live here, after the rent from the other home.

House + ADU3,748 sqft5 beds3 bathsListed Sep 4, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,163a month

The second home on the lot rents for $2,000. We hold back $330 of that for repairs and an empty month, and the rest goes toward a $5,833 monthly payment.

Income to qualify: about $143,000 a year

With how much down?

At 20% down ($198,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $129,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$29,700 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Get two homes for the price of one with this beautiful ranch-style home with an impeccably finished walkout basement featuring a full kitchen, 2nd master bedroom, family room, guest bedroom, full bath, 2nd laundry room, and office space. The basement has a private outside entrance and is perfect for a mother-in-law suite or when your family comes to stay for a while. The main floor will impress you with the vaulted ceilings and updated gourmet kitchen with stainless steel appliances, granite countertops, upgraded 42" maple cabinets, eating bar, and stacked stone walls in the kitchen and family room which adds a mountain feel to the home. The living room, dining room, and family room have new top of the line luxury vinyl floors and the bedrooms have upgraded carpet. The large family room is your access point to the beautiful trex deck where you can enjoy the sunsets over the mountains. The solar system is already paid for and is 125% over designed with approximately twice as many solar panels as a normal residential solar system so you have no electric bill--that's right, $0 dollars (call listing agent for more details). The garage is also pre-wired for an EV charger. The exterior and downstairs paint is less than 1 year old and the roof surface with its Class 4 shingles is 3 years old. Add to that the newer doors and trim, shower doors, door hardware, barn door, whole house water filtration system, and bathroom fixtures and you are almost getting a new house. And don't forget the outdoor living spaces, with the beautiful stamped concrete patios in the front and back of the house and the lush landscaping surrounding you. This home is also located on a quiet cul-de-sac. And your kids can walk to all 3 schools and the Westridge Recreation Center. This is the perfect family home. No matter the size of your family, this home can accommodate them comfortably.

House + ADU

Property Type

4,045 sqft

Lot Size

1997

Year Built

Listing Date: 09/04/2026

Listed by: Alan Larson

Listing office: Kentwood Real Estate DTC, LLC

Contact: 303-888-5064

Source: REcolorado #3214673

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$990,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$990,000
Your Down Payment$198,000
Financed$792,000
Estimated Monthly Payment$5,833

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($198,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,833/month
Principal + Interest
$4,748
Property Taxes
$444
Home Insurance
$583
HOA$58
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$330
Cost to live here
$4,163/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 3214673 · Listing office: Kentwood Real Estate DTC, LLC

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