Selected for the Terner Labs Housing Venture Lab

10515 Willow Avenue, Poncha Springs, CO 81201

Active
Listed 68 days ago
Owner-Occupant Eligible
$809,900
House + ADU2,347 sqft3 beds2 bathsListed Sep 5, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,419a month

We are still working out the rent on this one.

Income to qualify: about $123,000 a year

With how much down?

At 20% down ($161,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $106,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$24,297 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

One property. Two homes. A lot more possibility. **3 Bed/2 Bath Rancher with 2-Bedroom Accessory Dwelling Unit (ADU) built by Trinity Builders LLC** Just minutes from Salida, this Poncha Meadows property built in 2026 pairs a thoughtfully designed single-level main residence with a separate two-bedroom ADU, creating flexibility rarely found in new construction. The 1,507-square-foot main home offers three bedrooms and two baths with everyday living entirely on one level. The open kitchen includes a dedicated coffee or cocktail bar, while the primary suite opens directly to the yard. Out front, the porch, patio and yard create an inviting outdoor living space with a view toward Mount Shavano. Positioned at the rear of the property, the ADU offers 840 finished square feet: 780 square feet upstairs above the oversized detached two-car garage, plus a 60-square-foot heated laundry/utility room on the main level. The upper level includes two bedrooms, one bath and a south-facing balcony. Dedicated off-street parking and a 26-square-foot exterior storage closet add practical separation, while an additional 54-square-foot garage storage closet provides room for bikes, skis and mountain gear. Use the second residence for guests, a private workspace, long-term living or potential rental income while keeping the main residence distinct. A full-price offer also includes planned landscaping and fencing for the front, back and side yards. With five bedrooms, three baths, two distinct residences, generous storage and Salida only minutes away, this is more than a new home. It is a property built around options.

House + ADU

Property Type

4,792 sqft

Lot Size

2026

Year Built

Listing Date: 09/05/2026

Listed by: Adriana De Anda

Listing office: Pinon Real Estate Group LLC

Contact: 719-239-0206

Source: REcolorado #5731724

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$809,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$809,900
Your Down Payment$161,980
Financed$647,920
Estimated Monthly Payment$4,419

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($161,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,419/month
Principal + Interest
$3,885
Property Taxes
$226
Home Insurance
$308
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$4,419/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 5731724 · Listing office: Pinon Real Estate Group LLC

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