Selected for the Terner Labs Housing Venture Lab

9525 11th Avenue, Lakewood, CO 80215

Active
Listed 74 days ago
Owner-Occupant Eligible
$625,000

About $2,043 a month to live here, after the rent from the other home.

House + ADU1,974 sqft2 beds2 bathsListed Aug 30, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,043a month

The second home on the lot rents for $1,974. We hold back $385 of that for repairs and an empty month, and the rest goes toward a $3,632 monthly payment.

Income to qualify: about $84,000 a year

With how much down?

At 20% down ($125,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $82,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$18,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Set back from the street behind a wide, private front yard, this over 1/3-acre property offers a rare blend of privacy, flexibility, and urban homesteading potential. Refreshed throughout, the home features brand new exterior paint, select new windows, fresh interior paint, and beautifully refinished hardwood floors, plus an ultra-high-efficiency zoned heating and cooling system for year-round comfort and energy savings. The main level offers bright, open living with the living room flowing into a kitchen finished with granite countertops, stainless steel appliances, new range hood, tile backsplash, and a nook ideal for a coffee bar or extra storage. Two original bedrooms were combined into one expansive main-level suite—or the seller can reinstall the wall to restore a second bedroom, whichever fits your plans best. Downstairs, a private exterior entrance leads to a fully finished lower level built for independence: a second primary suite with an updated bathroom (heated tile floors, jetted tub, new vanity) and an oversized dressing room ready to be customized as a walk-in closet, home office, or private studio. A bonus room for flexible living space round out the level—perfect for multigenerational living, a long-term guest suite, or rental income. Outside, the fully fenced backyard is made for slow mornings and easy entertaining: a fire pit, a covered patio off the garage, and a gas line ready for your grill. The expansive lot leaves room to garden, raise chickens, start a hobby farm, or simply spread out. A circular gravel driveway and generous front yard offer abundant off-street parking for multiple vehicles, RVs, boats, or trailers. Whether you want two private, self-contained living spaces under one roof, room to grow your own food, or a quiet retreat set back from the street—this property flexes to fit your life.

House + ADU

Property Type

16,074 sqft

Lot Size

1937

Year Built

Listing Date: 08/30/2026

Listed by: Melody Switzer

Listing office: Compass - Denver

Contact: 720-391-0399

Source: REcolorado #8762555

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$625,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$625,000
Your Down Payment$125,000
Financed$500,000
Estimated Monthly Payment$3,632

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($125,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,632/month
Principal + Interest
$2,998
Property Taxes
$265
Home Insurance
$369
Rental Income (1 Unit)
$1,974/month

From the listing description.

Rental Expenses
-$385
Cost to live here
$2,043/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 8762555 · Listing office: Compass - Denver

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