Selected for the Terner Labs Housing Venture Lab

14195 50th Avenue, Golden, CO 80403

Active
Listed 86 days ago
Owner-Occupant Eligible
$950,000

About $1,983 a month to live here, after the rent from the other home.

Duplex2,601 sqft8 beds4 bathsListed Aug 18, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,983a month

The other home rents for $4,017. We hold back $783 of that for repairs and an empty month, and the rest goes toward a $5,217 monthly payment.

Income to qualify: about $109,000 a year

With how much down?

At 20% down ($190,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $131,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$33,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Discover a rare blend of space, versatility and opportunity at this expansive Golden property. Set on a level .23-acre corner lot, this single-story home offers 2,601 finished square feet with 6 bedrooms and 3 bathrooms, plus a dedicated 2-bedroom, 1-bath ADU that creates possibilities well beyond the typical floor plan. Inside the main residence, hardwood floors and abundant natural light create a warm, inviting feel. The updated kitchen is designed for both everyday living and entertaining with white cabinetry, stainless steel appliances, stone counters, a farmhouse sink and generous prep space. Nearby living and dining areas flow easily together, while a stone-accented wood-burning fireplace adds character to the gathering space. The primary bedroom includes an ensuite bath, and the additional bedrooms offer plenty of flexibility for family, guests or working from home. The real differentiator is Unit B-a true ADU with 2 bedrooms, a full bathroom, kitchen and its own laundry. Skylights brighten the open kitchen, dining and living spaces, while a separate bedroom and an additional room currently staged as an office provide excellent flexibility. Create a private place for parents or extended family, give adult children room of their own, establish comfortable guest quarters, or explore the potential for rental income. It's the kind of adaptable space that can serve one purpose today and another tomorrow. Outdoor living is equally versatile. The fully fenced corner lot features mature trees, lawn and patio areas, a spacious covered patio, storage sheds and a private turfed yard for Unit B. Four off-street parking spaces make accommodating multiple occupants even easier. More than simply a 6-bedroom home, this is an opportunity to create the living arrangement that works for you-with space to come together, room for independence and an ADU that adds meaningful flexibility and potential.

Duplex

Property Type

9,975 sqft

Lot Size

1958

Year Built

Listing Date: 08/18/2026

Listed by: Amanda DiVito Parle

Listing office: Real

Contact: 303-565-2399

Source: REcolorado #IR1067167

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$950,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$950,000
Your Down Payment$190,000
Financed$760,000
Estimated Monthly Payment$5,217

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($190,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,217/month
Principal + Interest
$4,363
Property Taxes
$368
Home Insurance
$486
Rental Income (1 Unit)
$4,017/month

From the listing description.

Rental Expenses
-$783
Cost to live here
$1,983/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# IR1067167 · Listing office: Real

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