Selected for the Terner Labs Housing Venture Lab

5440 Lupine Court, Henderson, CO 80640

Active
Listed 80 days ago
Owner-Occupant Eligible
$650,000
House + ADU3,058 sqft4 beds3 bathsListed Aug 24, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,135a month

We are still working out the rent on this one.

Income to qualify: about $115,000 a year

With how much down?

At 20% down ($130,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $85,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$19,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

One of the most captivating features of this home is the incredible Front Range mountain views. With an expansive western outlook, you can take in the beauty of Colorado’s majestic mountains from the comfort of home. And when evening arrives, the views become even more spectacular as the sky transforms into a breathtaking display of color. Beautiful sunsets paint the horizon in brilliant shades of gold, pink, and orange, creating a picture-perfect backdrop that changes with every evening. Another amazing feature is the 500 sq.ft. studio apartment in the basement with full kitchen and 3/4 bath, this is the perfect space for an in-law, rental income or guest suite. The open concept kitchen allows for great entertaining. With 3 bedrooms upstairs and 1 bedroom in the basement this home allows for 1-level living, if desired. A custom deck sits perfectly to watch those sunsets and enjoy your coffee in the morning and your cocktail in the evening, with the location sitting just off the diniing area. The LVP flooring allows for easy clean-up! The finished basement allows for a living area outside of the apartment with additional storage. The apartment can be fully furnitshed and ready for renting, if so desire and for the right offer.

House + ADU

Property Type

6,970 sqft

Lot Size

2021

Year Built

Listing Date: 08/24/2026

Listed by: Kristina Davis

Listing office: eXp Realty, LLC

Contact: 303-870-8142

Source: REcolorado #3812129

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$650,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$650,000
Your Down Payment$130,000
Financed$520,000
Estimated Monthly Payment$4,135

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($130,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,135/month
Principal + Interest
$3,118
Property Taxes
$557
Home Insurance
$428
HOA$32
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$4,135/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 3812129 · Listing office: eXp Realty, LLC

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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