Selected for the Terner Labs Housing Venture Lab

5353 4th Avenue, Lakewood, CO 80226

Active
Listed 85 days ago
Owner-Occupant Eligible
$434,900

About $1,437 a month to live here, after the rent from the other home.

House + ADU836 sqft4 beds2 bathsListed Aug 19, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,437a month

The second home on the lot rents for $1,227. We hold back $239 of that for repairs and an empty month, and the rest goes toward a $2,425 monthly payment.

Income to qualify: about $57,000 a year

With how much down?

At 20% down ($86,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $57,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$13,047 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Beautiful ranch-style home featuring two separate living spaces, offering excellent flexibility for homeowners, investors, or multigenerational living. The fully remodeled basement, completed in 2024, includes a separate entrance, kitchen area, bathroom, one bedroom, and an additional bonus room that can be used as an office, bedroom, home gym, or other flexible living space. The laundry area is conveniently located in the exterior storage room. With its separate living space and versatile layout, this property is an excellent opportunity for rental income or multigenerational living. Seller is offering a $2,000 carpet allowance with the sale. The home also features three outdoor security cameras that will remain with the property. Enjoy a large backyard with a basketball hoop, a spacious concrete parking area connecting to the patio, and plenty of additional parking in the front of the home. Conveniently located near major highways, this property offers easy access to surrounding areas. Best of all, there is no HOA.

House + ADU

Property Type

8,233 sqft

Lot Size

1955

Year Built

Listing Date: 08/19/2026

Listed by: Melissa Helguero

Listing office: Cels Homes Real Estate LLC

Contact: 303-880-6532

Source: REcolorado #4783035

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$434,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$434,900
Your Down Payment$86,980
Financed$347,920
Estimated Monthly Payment$2,425

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($86,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,425/month
Principal + Interest
$2,086
Property Taxes
$183
Home Insurance
$156
Rental Income (1 Unit)
$1,227/month

From the listing description.

Rental Expenses
-$239
Cost to live here
$1,437/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 4783035 · Listing office: Cels Homes Real Estate LLC

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