906 South 1st Street, Johnstown, CO 80534
About $2,210 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,275. We hold back $230 of that for repairs and an empty month, and the rest goes toward a $3,255 monthly payment.
Income to qualify: about $79,000 a year
With how much down?
At 20% down ($107,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $74,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$18,725 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
**Great rental opportunity in a growing community!** This single-family home has been thoughtfully converted into a duplex, offering flexibility for investors, owner-occupants, or buyers looking for a property with multiple potential uses.The upper unit features **3 bedrooms and 2 bathroom** and includes a **1-car attached garage**. The lower unit offers **2 bedrooms and 1 bathroom** with recent renovations. Both units have their own private backyard areas featuring low-maintenance xeriscaping, while the lower unit also includes a storage shed. Ample front parking provides space for up to 8 vehicles, adding even more convenience for tenants or future use. Whether you're looking to live in one unit and rent the other, maintain it as a rental investment, or explore a future commercial use, this property offers plenty of flexibility. The Town's Mixed Use allowance provides an additional opportunity to consider how this property could fit into your long-term investment plans. With a growing community and multiple income or use possibilities, this is an opportunity worth taking a closer look at!
Duplex
Property Type
8,880 sqft
Lot Size
1971
Year Built
Listing Date: 08/19/2026
Listed by: Brianna Waugh
Listing office: TopCO Realty
Contact: 970-283-7202
Source: REcolorado #IR1066761
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
List Price
FINANCIALS
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($107,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From market rates for this unit's size.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# IR1066761 · Listing office: TopCO Realty
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.