About $4,430 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,295. We hold back $194 of that for repairs and an empty month, and the rest goes toward a $5,531 monthly payment.
Income to qualify: about $143,000 a year
With how much down?
At 20% down ($196,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $128,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$29,400 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Two Homes. One Lot. A Rare Colorado Springs Opportunity. Two homes on one lot in central Colorado Springs. The 2018-built main home offers 4 bedrooms, 2.5 baths, an office, two living rooms, and generously sized bedrooms that can easily accommodate king sized beds. A completely separate 1908 cottage adds tremendous flexibility and is currently used as a short-term rental. Enjoy central A/C, a fenced yard, detached 2-car garage, and 3 additional driveway spaces for vehicles, guests, or Colorado toys. The furniture comes with the purchase. The newer main home offers modern construction, while the Cottage combines historic charm with modern updates. Minutes from downtown and UCHealth Memorial Central, this property is ideally positioned for homeowners, guests, travel nurse renters, Airbnb guests, and medical professionals. You can't create another lot in this location. Live in one home and rent the other, have multigenerational living spaces, or simply enjoy having two homes. Keep up with the Joneses? You could be the Joneses. For Sale By Owner / Flat Fee Listing: Seller is open to discussing mortgage rate buy down assistance or creative financing options for any interested buyers. Tenants reside at this property, please call text or email seller Zach Warner @ 719-347-8844 or warner.zach.p@gmail.com
House + ADU
Property Type
8,740 sqft
Lot Size
2018
Year Built
Listing Date: 08/15/2026
Listed by: Mark Peters
Listing office: A+ Property
Contact: 303-517-1659
Source: REcolorado #8055295
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($196,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From nearby rental comps.
From nearby rental comps.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 8055295 · Listing office: A+ Property
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