About $3,421 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,060. We hold back $207 of that for repairs and an empty month, and the rest goes toward a $4,274 monthly payment.
Income to qualify: about $110,000 a year
With how much down?
At 20% down ($150,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $98,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$22,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Charming 4-bedroom, 2-bathroom home in the heart of Old Town Fort Collins! This well-maintained property blends timeless character with everyday comfort - gleaming hardwood floors, abundant natural light, and a versatile floor plan throughout.The basement mother-in-law suite offers excellent flexibility for multigenerational living, a home office, or rental income potential. Step outside to enjoy the cute covered front porch, perfect for morning coffee, and a spacious yard ready for your garden dreams.Unbeatable location - walk or bike to downtown Fort Collins for shopping, dining, and entertainment. This is Old Town living at its finest!
House + ADU
Property Type
6,360 sqft
Lot Size
1923
Year Built
Listing Date: 08/13/2026
Listed by: Paul Schnaitter
Listing office: Group Centerra
Contact: 970-222-8841
Source: REcolorado #IR1066376
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($150,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# IR1066376 · Listing office: Group Centerra
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