208 Howe Court, Black Hawk, CO 80422
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
We are still working out the rent on this one.
Income to qualify: about $124,000 a year
With how much down?
At 20% down ($159,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $104,000 of it. See the ten-year math
How we work this out
No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.
$23,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Escape the heat and enjoy the cool mountain air at one of the most peaceful properties in Gilpin County, set on a private one acre lot overlooking a scenic pond and surrounded by mature aspens and mountain views. This well maintained 3 bedroom, 3 bathroom home with a large loft offers comfort, flexibility, and strong short term rental potential. The fully furnished walk out basement has been successfully used as an Airbnb and is ready for immediate use. There is no wait list for STR licensing if the owner occupies the home. The main level features hardwood floors, a bright living room, dining area, spacious kitchen with a large walk in pantry, and a convenient half bath. The primary suite is located on this level and includes direct access to the oversized covered deck, a five piece bathroom, and a walk in closet. Recently painted and updated, the deck is the perfect place to relax and enjoy the surrounding nature, wildlife, and cool mountain air. Upstairs, the loft offers mountain views and flexible space for guests, a home office, or additional living area. The walk out basement includes two bedrooms, a full bathroom, living area, kitchen, laundry, and access to a newly improved patio with a gas fire pit plumbed directly from the home, making it ideal for guests, multi generational living, or rental income. Major updates include a furnace replaced in 2020, water heater in 2022, washer and dryer in 2022, and basement electrical panel updated in 2021. Additional features include vinyl flooring on the lower level, an oversized heated two car garage with EV charger and generator, new septic improvements, no HOA, and low Gilpin County property taxes. Located near Black Hawk's dining, entertainment, casinos, and outdoor recreation, 208 Howe Ct offers the perfect balance of mountain seclusion and convenience. Hiking, fishing, scenic drives, and year round adventure are all nearby. Experience the tranquility, beauty, and charm of mountain living at 208 Howe Ct.
House + ADU
Property Type
43,560 sqft
Lot Size
2002
Year Built
Listing Date: 08/13/2026
Listed by: Felix Luck
Listing office: Serhant Colorado LLC
Contact: 720-404-0001
Source: REcolorado #5903125
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
List Price
FINANCIALS
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($159,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 5903125 · Listing office: Serhant Colorado LLC
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