Selected for the Terner Labs Housing Venture Lab

208 Howe Court, Black Hawk, CO 80422

Active
Listed 91 days ago
Owner-Occupant Eligible
$799,000
House + ADU3,084 sqft3 beds3 bathsListed Aug 13, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,443a month

We are still working out the rent on this one.

Income to qualify: about $124,000 a year

With how much down?

At 20% down ($159,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $104,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$23,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Escape the heat and enjoy the cool mountain air at one of the most peaceful properties in Gilpin County, set on a private one acre lot overlooking a scenic pond and surrounded by mature aspens and mountain views. This well maintained 3 bedroom, 3 bathroom home with a large loft offers comfort, flexibility, and strong short term rental potential. The fully furnished walk out basement has been successfully used as an Airbnb and is ready for immediate use. There is no wait list for STR licensing if the owner occupies the home. The main level features hardwood floors, a bright living room, dining area, spacious kitchen with a large walk in pantry, and a convenient half bath. The primary suite is located on this level and includes direct access to the oversized covered deck, a five piece bathroom, and a walk in closet. Recently painted and updated, the deck is the perfect place to relax and enjoy the surrounding nature, wildlife, and cool mountain air. Upstairs, the loft offers mountain views and flexible space for guests, a home office, or additional living area. The walk out basement includes two bedrooms, a full bathroom, living area, kitchen, laundry, and access to a newly improved patio with a gas fire pit plumbed directly from the home, making it ideal for guests, multi generational living, or rental income. Major updates include a furnace replaced in 2020, water heater in 2022, washer and dryer in 2022, and basement electrical panel updated in 2021. Additional features include vinyl flooring on the lower level, an oversized heated two car garage with EV charger and generator, new septic improvements, no HOA, and low Gilpin County property taxes. Located near Black Hawk's dining, entertainment, casinos, and outdoor recreation, 208 Howe Ct offers the perfect balance of mountain seclusion and convenience. Hiking, fishing, scenic drives, and year round adventure are all nearby. Experience the tranquility, beauty, and charm of mountain living at 208 Howe Ct.

House + ADU

Property Type

43,560 sqft

Lot Size

2002

Year Built

Listing Date: 08/13/2026

Listed by: Felix Luck

Listing office: Serhant Colorado LLC

Contact: 720-404-0001

Source: REcolorado #5903125

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$799,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$799,000
Your Down Payment$159,800
Financed$639,200
Estimated Monthly Payment$4,443

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($159,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,443/month
Principal + Interest
$3,832
Property Taxes
$161
Home Insurance
$450
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$4,443/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 5903125 · Listing office: Serhant Colorado LLC

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

REcolorado IDX disclaimer and copyright notices