About $2,268 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,610. We hold back $314 of that for repairs and an empty month, and the rest goes toward a $3,564 monthly payment.
Income to qualify: about $85,000 a year
With how much down?
At 20% down ($127,900) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $88,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$22,383 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Exceptional opportunity just half a block from CSU and within easy walking distance of Old Town Fort Collins. Rich in history and full of potential, this legal over/under duplex has long been used as a successful rental but also offers the opportunity to be transformed into a charming single-family home with the added flexibility of a lower-level long-term or short-term rental. This ranch style bungalow welcomes you with a classic front porch, spacious living room featuring original hardwood floors, two bedrooms, one bath, and an efficient kitchen. The separate lower-level unit, accessed from the west side, includes a full kitchen, living room, two bedrooms with legal egress windows, one bath, and a large pantry for additional storage. Both units share a washer and dryer. New roof and gutters installed in 2023. New furnace in 2024. Outstanding parking with alley access, four off-street parking spaces from the alley, plus two additional spaces in front of the detached garage. The desirable OT-B (Old Town District, Medium) zoning district offers exceptional flexibility for investors and homeowners alike, with zoning that allows for a future fourplex, accessory dwelling units (ADUs), and short-term rentals (buyer to verify all permitted uses with the City of Fort Collins). Whether you're looking for a prime investment property, a future development opportunity, or a historic home in an unbeatable location, this property offers endless possibilities.
Duplex
Property Type
9,174 sqft
Lot Size
1925
Year Built
Listing Date: 08/07/2026
Listed by: Kareen Kinzli Larsen
Listing office: RE/MAX Alliance-Wellington
Contact: 970-568-3600
Source: REcolorado #IR1066026
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($127,900) and 5.6%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# IR1066026 · Listing office: RE/MAX Alliance-Wellington
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