Selected for the Terner Labs Housing Venture Lab

689 Little Prospect Road, Estes Park, CO 80517

Active
Listed 91 days ago
Owner-Occupant Eligible
$950,000
House + ADU2,131 sqft5 beds3 bathsListed Aug 13, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,135a month

We are still working out the rent on this one.

Income to qualify: about $143,000 a year

With how much down?

At 20% down ($190,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $124,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$28,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Wake up to sweeping mountain views over Mary's Lake every morning. Perched at the top of Little Prospect Rd and backing to 40 protected acres of land trust, this mountain retreat delivers privacy & panoramic views that don't come around often. Main-level living puts everything you need on one floor - a vaulted great room anchored by a gas stove and stone hearth, oversized picture windows framing the mountains, and original stained-glass window accents that add real character. The primary suite is also on the main level, with a spa-like updated bath. This home has been remodeled top to bottom: new flooring, updated bathrooms & bedrooms, refreshed lighting, painted kitchen cabinets, refinished granite counters and updated appliances. Downstairs, the finished walk-out lower level has its own separate entrance and a full second living space - family room, home office nook, kitchenette, 2 bedrooms & a full bath - ideal for guests, multigenerational living, or rental income. An upgraded solar system with battery backup keeps the home running through any outage. Outside of the home, a unique 720 sf detached bonus building offers endless flexibility as an art studio, gym, game room, or whatever your heart has been looking for! A fenced yard adds even more usability to this half-acre lot. Hot tub, composite deck and so much more to explore on this incredible property. This 5 bed, 3 bath is minutes to Rocky Mountain National Park and all Estes Park has to offer, but tucked away in total privacy. Schedule your private showing today!

House + ADU

Property Type

21,780 sqft

Lot Size

1984

Year Built

Listing Date: 08/13/2026

Listed by: Ryan Magnus

Listing office: C3 Real Estate Solutions LLC

Contact: 970-460-4143

Source: REcolorado #9809860

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$950,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$950,000
Your Down Payment$190,000
Financed$760,000
Estimated Monthly Payment$5,135

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($190,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,135/month
Principal + Interest
$4,557
Property Taxes
$276
Home Insurance
$302
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$5,135/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 9809860 · Listing office: C3 Real Estate Solutions LLC

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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