Selected for the Terner Labs Housing Venture Lab

331 Columbine Street, Golden, CO 80403

Active
Listed 106 days ago
Owner-Occupant Eligible
$1,899,000

About $5,216 a month to live here, after the rent from the other homes.

Quadplex5,473 sqft12 bedsListed Jul 29, 2026

A fourplex. Live in one home and rent out the other three. How it works

Live here for about

$5,216a month

The other homes rent for $6,710. We hold back $1,208 of that for repairs and an empty month, and the rest goes toward a $10,718 monthly payment.

Income to qualify: about $239,000 a year

With how much down?

At 20% down ($379,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $248,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$94,950 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Prime Golden location near Colorado School of Mines, downtown shops and restaurants, and the trailheads that make this town a destination. Light, bright, and beautifully updated, with mountain views that never get old, this side-by-side, townhome-style quadplex delivers 12 bedrooms and 6 bathrooms across 5,473 square feet, split between two spacious 4-bedroom residences and two efficient 2-bedroom residences — a unit mix that gives owners genuine flexibility, whether the goal is a house-hack, a long-term rental portfolio addition, or a live-in-one-rent-the-rest strategy. Each multi-level home has its own private entrance and lives like a true single-family residence: an open main living area, a defined dining space, generously sized bedrooms, and smart separation between living and sleeping levels for privacy and everyday livability. Recent remodels have brought fresh, durable LVP flooring, updated cabinetry, new countertops, modern appliances, and refreshed bath finishes to every unit — turnkey condition that minimizes near-term capital expenditures and supports strong, stable rents. In-unit washers and dryers in all four residences add a sought-after tenant amenity while simplifying property operations and reducing common-area maintenance. Beyond the property line, foothills access and trail connectivity sit alongside easy proximity to Colorado School of Mines and Clear Creek recreation, plus quick regional routes — the combination that keeps rental demand and resale appeal strong in this submarket. Floor plans and a 3D tour are available for a closer look at layouts and finishes. Nearby Amenities White Ash Mine Park — approximately 0.3 mi Downtown Golden and Washington Avenue — approximately 1.0 mi Clear Creek recreation corridor — approximately 1.1 mi Colorado School of Mines — approximately 1.8 mi North Table Mountain West Trailhead — approximately 2.2 mi US-6 access — approximately 2.5 mi

Quadplex

Property Type

1972

Year Built

Listing Date: 07/29/2026

Listed by: Jennifer Reinhardt

Listing office: Atlas Real Estate Group

Contact: 303-514-8491

Source: REcolorado #5283400

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,899,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,899,000
Your Down Payment$379,800
Financed$1,519,200
Estimated Monthly Payment$10,718

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($379,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$10,718/month
Principal + Interest
$9,108
Property Taxes
$628
Home Insurance
$982
Rental Income (3 Units)
$6,710/month

From the listing description.

Rental Expenses
-$1,208
Cost to live here
$5,216/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 5283400 · Listing office: Atlas Real Estate Group

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