Selected for the Terner Labs Housing Venture Lab

539 Chestnut Street, Sterling, CO 80751

Active
Listed 120 days ago
Owner-Occupant Eligible
$174,900
Duplex854 sqft4 beds2 bathsListed Jul 15, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,011a month

We are still working out the rent on this one.

Income to qualify: about $28,000 a year

With how much down?

At 20% down ($34,980) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $24,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$6,122 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Excellent opportunity to own an income-producing duplex in Sterling! This well-maintained investment property features two occupied units, providing immediate rental income from day one. Each unit has been updated over time, offering comfortable living spaces that appeal to tenants while helping minimize future maintenance.Conveniently located near schools, shopping, parks, and other local amenities, this duplex is an excellent addition to any investment portfolio. Whether you're a seasoned investor or looking to purchase your first rental property, this turnkey duplex offers dependable cash flow and strong long-term investment potential.

Duplex

Property Type

8,115 sqft

Lot Size

1916

Year Built

Listing Date: 07/15/2026

Listed by: Tyson Letlow

Listing office: HomeSmart Realty Partners Lvld

Contact: 970-819-6461

Source: REcolorado #IR1065117

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$174,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$174,900
Your Down Payment$34,980
Financed$139,920
Estimated Monthly Payment$1,011

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($34,980) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$1,011/month
Principal + Interest
$803
Property Taxes
$58
Home Insurance
$150
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$1,011/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1065117 · Listing office: HomeSmart Realty Partners Lvld

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