Selected for the Terner Labs Housing Venture Lab

1914 Monument Street, Colorado Springs, CO 80909

Active
Listed 104 days ago
Owner-Occupant Eligible
$415,000

About $1,517 a month to live here, after the rent from the other home.

Duplex1,176 sqft2 beds2 bathsListed Jul 31, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,517a month

The other home rents for $866. We hold back $169 of that for repairs and an empty month, and the rest goes toward a $2,214 monthly payment.

Income to qualify: about $54,000 a year

With how much down?

At 20% down ($83,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $57,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$14,525 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

INVESTMENT OPPORTUNITY - HOUSE HACK - 1914 E. Monument St is a side-by-side duplex walking distance to the Olympic Training Center. One unit is currently leased and professionally managed by Atlas Real Estate, providing immediate rental income from day one. The second recently renovated unit is vacant, giving a buyer two clear paths: add a duplex to an investment portfolio, or house hack by living in one unit while the tenant's rent offsets the mortgage. PROPERTY HIGHLIGHTS: Side-by-side duplex on a single lot, One unit currently leased under, professional property management, Off-street parking and on-site laundry, Duplex set up with each unit having their own furnace, water heater, and, laundry units., Large three car driveway, Private and shared yard space, Updated finishes (new paint, new kitchen, upgraded flooring/appliances in front unit). LOCATION: Minutes from downtown Colorado Springs, close to Patty Jewett Golf Course, Olympic Training Center, Palmer Park, and UCH-Memorial Hospital's central campus (under a mile away). Colorado College is under 3 miles away, and the area has a mix of cafes, parks, schools, and shops with mountain views. THE OPPORTUNITY: Option of giving an investor immediate cash flow or an owner-occupant a built-in path to house hacking.

Duplex

Property Type

6,000 sqft

Lot Size

1900

Year Built

Listing Date: 07/31/2026

Listed by: Larry Lewis

Listing office: Real Broker, LLC DBA Real

Contact: 303-668-4343

Source: REcolorado #2887679

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$415,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$415,000
Your Down Payment$83,000
Financed$332,000
Estimated Monthly Payment$2,214

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($83,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$2,214/month
Principal + Interest
$1,906
Property Taxes
$88
Home Insurance
$220
Rental Income (1 Unit)
$866/month

From the listing description.

Rental Expenses
-$169
Cost to live here
$1,517/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 2887679 · Listing office: Real Broker, LLC DBA Real

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