About $4,455 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,475. We hold back $221 of that for repairs and an empty month, and the rest goes toward a $5,709 monthly payment.
Income to qualify: about $146,000 a year
With how much down?
At 20% down ($187,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $122,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$28,050 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Located in the highly sought-after Sterling Ranch community, this former Lennar model home showcases the popular Next-Gen Chelton floor plan, offering 4 bedrooms and 4 bathrooms with one of Lennar’s most desirable flexible living designs. This rare opportunity combines a beautifully appointed main residence with a private attached suite, creating the perfect balance of comfort, privacy, and versatility. Thoughtfully designed with exceptional finishes and upgrades throughout, this home features an open-concept layout filled with natural light. The main residence offers a spacious great room, gourmet kitchen with upgraded cabinetry, granite countertops, stainless steel appliances, large island, and walk-in pantry. The primary suite provides a relaxing retreat with a luxurious en-suite bathroom and walk-in closet. The private Next-Gen suite offers a separate living space complete with bedroom, full bathroom, kitchenette, laundry area, and private entrance. Ideal for multigenerational living, extended family, guests, or a private office, this unique design provides flexibility while maintaining independence and privacy. Enjoy Colorado living in the professionally landscaped backyard featuring low-maintenance turf and a thoughtfully designed outdoor living space perfect for relaxing or entertaining. Backing to a natural area with only one neighboring home to the south, this setting provides added privacy, scenic views, and a covered outdoor retreat. Sterling Ranch offers an exceptional lifestyle with miles of trails, parks, open space, community amenities, and convenient access to shopping, dining, and recreation. The Overlook Clubhouse features fitness amenities, resident activities, a lap pool, splash pad, and spaces for gatherings. Rarely available, this Next Gen Chelton home offers modern design, flexible living, privacy, and an incredible community lifestyle—an opportunity not to be missed.
House + ADU
Property Type
8,625 sqft
Lot Size
2019
Year Built
Listing Date: 07/24/2026
Listed by: James Esparza
Listing office: Precision Homes Real Estate
Contact: 303-489-2769
Source: REcolorado #3787669
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($187,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 3787669 · Listing office: Precision Homes Real Estate
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.
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