Selected for the Terner Labs Housing Venture Lab

15820 Valdez Circle, Peyton, CO 80831

Active
Listed 120 days ago
Owner-Occupant Eligible
$625,000

About $3,071 a month to live here, after the rent from the other home.

House + ADU3,504 sqft4 beds4 bathsListed Jul 15, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,071a month

The second home on the lot rents for $800. We hold back $132 of that for repairs and an empty month, and the rest goes toward a $3,739 monthly payment.

Income to qualify: about $97,000 a year

With how much down?

At 20% down ($125,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $82,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$18,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

VA Assumable loan! PRICE IMPROVEMENT! Now offered at $625,000 — 5 acres, Pikes Peak views, a guest house and incredible potential! Bring your vision to this spacious Peyton acreage property where the big-ticket features are already here. Set on approximately 5 acres with beautiful Pikes Peak views, this 4-bedroom, 3-bath home offers approximately 3,570 square feet of living space, a 3-car garage and the flexibility buyers are looking for in a Colorado acreage property. The main level features vaulted ceilings, abundant natural light, a welcoming living room with fireplace, and a kitchen ready for your personal touches. The walk-out lower level provides additional living space and flexibility for a recreation room, home office, guest space or hobby area. A bonus sunroom/hot-tub room adds even more opportunity to customize the home to fit your lifestyle. One of the property's standout features is the separate 1-bedroom, 1-bath guest house with its own kitchen — ideal for extended family, guests, a private office or other flexible living arrangements. Outside, enjoy the freedom and privacy of 5 acres, expansive western views and gorgeous Colorado sunsets. The property also includes a 3-car garage and an animal-ready loafing shed, making it well suited for buyers looking for space for hobbies, animals, toys or simply room to spread out. This is not a major renovation — the home is ready for someone to add their personal style with primarily cosmetic updates and finishing touches. At $625,000, this is an opportunity to create a home that reflects your taste while building value in one of Peyton's desirable acreage settings. If you've been looking for acreage, mountain views, a guest house and plenty of space without paying the premium for a fully remodeled property, this one deserves a look. Schedule your showing and come see the possibilities!

House + ADU

Property Type

217,800 sqft

Lot Size

1995

Year Built

Listing Date: 07/15/2026

Listed by: Molly Krenz

Listing office: Blue Picket Realty

Contact: 720-837-7674

Source: REcolorado #3559621

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$625,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$625,000
Your Down Payment$125,000
Financed$500,000
Estimated Monthly Payment$3,739

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($125,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,739/month
Principal + Interest
$2,998
Property Taxes
$196
Home Insurance
$545
Rental Income (1 Unit)
$800/month

From the listing description.

Rental Expenses
-$132
Cost to live here
$3,071/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 3559621 · Listing office: Blue Picket Realty

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

REcolorado IDX disclaimer and copyright notices