Selected for the Terner Labs Housing Venture Lab

701 14th Street, Golden, CO 80401

Active
Listed 125 days ago
Owner-Occupant Eligible
$1,295,000
Duplex1,169 sqftListed Jul 10, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$6,441a month

We are still working out the rent on this one.

Income to qualify: about $180,000 a year

With how much down?

At 20% down ($259,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $178,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$45,325 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

**Incredible redevelopment opportunity in the heart of downtown Golden!** Located just one block off vibrant Washington Avenue, this prime property offers exceptional potential in one of Golden's most sought-after locations. Zoned **C-2**, the property allows for a wide variety of commercial, residential, and mixed-use possibilities, making it an ideal investment for developers, business owners, homeowners, or investors looking to bring their vision to life. The property is currently configured as a duplex with an additional detached structure at the rear (not livable), providing immediate income potential while future plans are developed. Whether you're considering redevelopment, a mixed-use project, office space, retail, residential, or another permitted use, the flexible zoning and unbeatable location create endless opportunities. Enjoy walkable access to downtown Golden's restaurants, shops, breweries, parks, trails, and community amenities. Rarely does a property with this combination of location, zoning, and potential become available. Bring your vision and unlock the possibilities! City of Golden Zoning: https://www.cityofgolden.gov/business/land_use_development/zoning_criteria_guide.php https://library.municode.com/co/golden/codes/municipal_code?nodeId=TIT18PLZO_CH18.28USRE Golden owns right of way between East property line and Jackson street, it is unmaintained. If Golden would sign over rights the lot would lend itself to endless possibilities. Buyer and Buyer's representatives to verify all information

Duplex

Property Type

7,318 sqft

Lot Size

1909

Year Built

Listing Date: 07/10/2026

Listed by: Brett Davis

Listing office: Mile High Commercial Advisors, Ltd.

Contact: 303-623-8300

Source: REcolorado #9863652

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,295,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,295,000
Your Down Payment$259,000
Financed$1,036,000
Estimated Monthly Payment$6,441

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($259,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,441/month
Principal + Interest
$5,947
Property Taxes
$276
Home Insurance
$218
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$6,441/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 9863652 · Listing office: Mile High Commercial Advisors, Ltd.

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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