About $2,567 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $2,000. We hold back $300 of that for repairs and an empty month, and the rest goes toward a $4,267 monthly payment.
Income to qualify: about $98,000 a year
With how much down?
At 20% down ($136,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $89,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$20,400 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Welcome to a NEXT GEN home that offers more than just beautiful living space — it offers flexibility for the way you want to live! Located in the desirable Terrain community of Castle Rock, this beautifully maintained ranch-style home combines comfortable main-level living with an impressive finished basement that creates opportunities you won't find in every home. Step inside and discover an inviting open-concept floor plan designed for both everyday living and entertaining. The stunning gourmet kitchen features elegant white cabinetry, granite countertops, stainless steel appliances, an oversized center island, and a spacious walk-in pantry. It opens seamlessly into a light-filled great room, where a dramatic floor-to-ceiling stone gas fireplace creates the perfect gathering place. The main-level primary suite offers a relaxing private retreat, complete with a spacious walk-in closet and ensuite bath. Two additional main-level bedrooms provide flexibility for guests, family, or a dedicated home office. The professionally finished basement nearly doubles your living possibilities. Featuring a SECOND FULL KITCHEN, an expansive family room, bonus room, two additional bedrooms, and a full bathroom, this space is ideal for multigenerational living, extended-stay guests, entertaining, or creating a separate space for everyone's needs. Need more storage? The oversized THREE-CAR TANDEM GARAGE provides plenty of room for vehicles and additional storage. A low-maintenance xeriscape backyard with a spacious concrete patio. Enjoy outdoor gatherings without the demands of mowing and maintaining a traditional lawn. The backyard also offers an open setting along a quiet interior neighborhood street. Terrain residents enjoy access to neighborhood parks, scenic walking and biking trails, a community clubhouse, swimming pool, and tennis courts.
House + ADU
Property Type
5,663 sqft
Lot Size
2018
Year Built
Listing Date: 07/11/2026
Listed by: Dana Martin
Listing office: Hearth & Home Realty and Management LLC
Contact: 303-520-1595
Source: REcolorado #2501381
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($136,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 2501381 · Listing office: Hearth & Home Realty and Management LLC
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.
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