Selected for the Terner Labs Housing Venture Lab

210 Beech Street, Trinidad, CO 81082

Active
Listed 127 days ago
Owner-Occupant Eligible
$159,950
House + ADU2,998 sqft4 beds2 bathsListed Jul 8, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,367a month

We are still working out the rent on this one.

Income to qualify: about $38,000 a year

With how much down?

At 20% down ($31,990) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $21,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$4,799 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Investment Opportunity in the Heart of Trinidad! This duplex offers excellent potential for investors, owner-occupants, or buyers looking to add value and build equity. Featuring two separate units with separate entrances and laundry areas, this property provides flexibility for rental income, multi-generational living, or a house-hack opportunity. The home offers spacious living areas, off-street parking, and a generous yard. This property is ready for your vision and updates, making it a great opportunity for those looking for a renovation project or income-producing investment. With some TLC and thoughtful improvements, this duplex has the potential to shine. Conveniently located near downtown Trinidad, residents can enjoy easy access to local shops, restaurants, parks, schools, and the charm of this historic Southern Colorado community. Whether you are an investor seeking your next project or a buyer looking for a property with upside potential, 210 Beech Street is a unique opportunity you don't want to miss. Please note: the populated legal description has a typo. The correct legal description is: All of Lot 9 and to the trip of land off the North side of Lot 10 as described in Quit Claim Deed of Elizabeth Rowland recorded in Book 92, Page 232, all in Block 83 of the original Townsite (now City) of Trinidad, Las Animas County, Colorado. and must be used on the contract.

House + ADU

Property Type

6,970 sqft

Lot Size

1895

Year Built

Listing Date: 07/08/2026

Listed by: Will Wiard

Listing office: The Shop Real Estate Co.

Contact: 727-692-0628

Source: REcolorado #8954425

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$159,950

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$159,950
Your Down Payment$31,990
Financed$127,960
Estimated Monthly Payment$1,367

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($31,990) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$1,367/month
Principal + Interest
$767
Property Taxes
$75
Home Insurance
$525
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$1,367/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 8954425 · Listing office: The Shop Real Estate Co.

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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