Selected for the Terner Labs Housing Venture Lab

1930 Yampa Street, Colorado Springs, CO 80904

Active
Listed 133 days ago
Owner-Occupant Eligible
$480,000

About $1,364 a month to live here, after the rent from the other home.

Duplex1,600 sqft4 beds4 bathsListed Jul 2, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,364a month

The other home rents for $1,481. We hold back $244 of that for repairs and an empty month, and the rest goes toward a $2,601 monthly payment.

Income to qualify: about $59,000 a year

With how much down?

At 20% down ($96,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $66,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$16,800 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Rare Westside duplex opportunity offering flexibility for an owner-occupant, investor, or short-term rental operator. As of September 10, 2026, the property is eligible for a non-owner-occupied short-term rental (STR) permit, a rare opportunity within Colorado Springs. Buyer to independently verify STR eligibility, permitting requirements, and regulations with the City of Colorado Springs. Unit A (lower unit) is now vacant, move-in ready, and features new LVP flooring, creating an excellent opportunity to live in one unit while generating income from the adjoining unit, place a new long-term tenant, or explore the property's STR potential. Located in the highly sought-after Old Colorado City/Pleasant Valley area, this well-maintained duplex features two spacious 2-bedroom, 2-bath units with functional floor plans, private bathrooms for each bedroom, generous storage, comfortable living spaces, off-street parking, and a shared outdoor area. The occupied unit provides immediate rental income, while the vacant lower unit gives a new owner flexibility from day one. Whether you're looking to house hack, expand your rental portfolio, or take advantage of the property's rare STR eligibility, this property offers multiple potential income strategies. Just minutes from Old Colorado City, Garden of the Gods, downtown Colorado Springs, and major employment corridors, the property is well positioned for continued rental demand and long-term ownership. An excellent opportunity to own an income-producing duplex on Colorado Springs' desirable Westside with the added flexibility of a vacant, newly updated unit and potential non-owner-occupied STR use.

Duplex

Property Type

7,031 sqft

Lot Size

1986

Year Built

Listing Date: 07/02/2026

Listed by: Craig Kallian

Listing office: Venterra Real Estate LLC

Contact: 715-937-4229

Source: REcolorado #8602762

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$480,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$480,000
Your Down Payment$96,000
Financed$384,000
Estimated Monthly Payment$2,601

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($96,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$2,601/month
Principal + Interest
$2,204
Property Taxes
$123
Home Insurance
$274
Rental Income (1 Unit)
$1,481/month

From the listing description.

Rental Expenses
-$244
Cost to live here
$1,364/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 8602762 · Listing office: Venterra Real Estate LLC

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