Selected for the Terner Labs Housing Venture Lab

304 A/B 1st Street, Cripple Creek, CO 80813

Active
Listed 137 days ago
Owner-Occupant Eligible
$299,900
Duplex2,352 sqft3 bathsListed Jul 1, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,832a month

We are still working out the rent on this one.

Income to qualify: about $51,000 a year

With how much down?

At 20% down ($59,980) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $41,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$10,497 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Rare duplex in the heart of historic Cripple Creek with income-producing possibilities! Conveniently located within walking distance of casinos, restaurants, shops, entertainment, and local attractions. Live in one unit while renting the other to help offset your mortgage, or lease both units to maximize the property's rental potential. Whether you're looking for an investment property, multi-family home, or flexible mountain retreat, this duplex offers versatility in a highly desirable location. Enjoy the charm of historic Cripple Creek while exploring the many income-producing possibilities this property has to offer.

Duplex

Property Type

6,098 sqft

Lot Size

1981

Year Built

Listing Date: 07/01/2026

Listed by: Allyson Cantrell

Listing office: Coldwell Banker 1st Choice Realty

Contact: 719-433-8298

Source: REcolorado #4153121

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$299,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$299,900
Your Down Payment$59,980
Financed$239,920
Estimated Monthly Payment$1,832

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($59,980) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$1,832/month
Principal + Interest
$1,377
Property Taxes
$52
Home Insurance
$403
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$1,832/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 4153121 · Listing office: Coldwell Banker 1st Choice Realty

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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