Selected for the Terner Labs Housing Venture Lab

3640 Lewis Street, Wheat Ridge, CO 80033

Active
Listed 137 days ago
Owner-Occupant Eligible
$775,000

About $3,281 a month to live here, after the rent from the other home.

Duplex2,176 sqft6 beds3 bathsListed Jun 28, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$3,281a month

The other home rents for $1,312. We hold back $236 of that for repairs and an empty month, and the rest goes toward a $4,357 monthly payment.

Income to qualify: about $110,000 a year

With how much down?

At 20% down ($155,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $107,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$27,125 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

$10,000 Seller Concession Offered! Buy down your interest rate or use towards closing costs. Rare opportunity to own a well-maintained side-by-side brick duplex in one of Wheat Ridge's most desirable neighborhoods. Featuring an ideal unit mix of one 2-bedroom, 1-bath unit and one spacious 4-bedroom, 2-bath unit, this property appeals to a wide range of tenants while offering outstanding long-term investment potential. Designed for privacy, the units are separated by attached one-car garages, with each residence featuring its own private backyard, garage, and separate living space. Both units have been updated with luxury vinyl plank flooring throughout, providing a modern finish that's built to last. The seller has already completed many of the major capital improvements. Recent updates include a **new sewer line**, newer roof and gutters, updated electrical, radon mitigation systems installed in both units, newer central air conditioning systems, one new heater, newer water heaters, and an automatic sprinkler system. Separate gas and electric meters allow tenants to pay their own utilities. Residents are within walking distance of the Wheat Ridge Recreation Center, Sprouts Farmers Market, Starbucks, parks, and neighborhood conveniences, while the nearby Clear Creek Trail offers miles of scenic walking and biking. The property is also just minutes from Intermountain Health Lutheran Hospital with quick access to I-70. This property offers an exceptional combination of location, condition, and long-term value.

Duplex

Property Type

9,540 sqft

Lot Size

1969

Year Built

Listing Date: 06/28/2026

Listed by: Brad Uhlig

Listing office: West Peak Properties

Contact: 720-989-7727

Source: REcolorado #6465934

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$775,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$775,000
Your Down Payment$155,000
Financed$620,000
Estimated Monthly Payment$4,357

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($155,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,357/month
Principal + Interest
$3,559
Property Taxes
$426
Home Insurance
$372
Rental Income (1 Unit)
$1,312/month

From the listing description.

Rental Expenses
-$236
Cost to live here
$3,281/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 6465934 · Listing office: West Peak Properties

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