Selected for the Terner Labs Housing Venture Lab

204 Coughlin Meadows Road, Boulder, CO 80302

Active
Listed 141 days ago
Owner-Occupant Eligible
$1,299,000

About $5,729 a month to live here, after the rent from the other home.

House + ADU1,954 sqft3 beds3 bathsListed Jun 24, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,729a month

The second home on the lot rents for $1,647. We hold back $247 of that for repairs and an empty month, and the rest goes toward a $7,129 monthly payment.

Income to qualify: about $184,000 a year

With how much down?

At 20% down ($259,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $170,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$38,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Nestled on 8.95 private, sun-filled acres just 20 minutes from Boulder, this exceptional approx 2000 sq ft mountain retreat offers the rare combination of flat, usable land, under the Indian Peaks, and Horse Barn with 720 sq ft Studio apartment with kitchen and bath ideal for guests, potential rental income, or multi-generational living. Surrounded by meadows, towering pines, and abundant wildlife, the property enjoys spectacular sunrises, sunsets, and frequent visits from wildlife. The home showcases vaulted tongue-and-groove ceilings, engineered birch hardwood floors, reclaimed barnwood accents, and a stunning locally sourced stone fireplace with a wood-burning insert capable of heating the entire home. Expansive windows and sliding glass doors fill the home with natural light and frame mountain views throughout.The chef's kitchen features rare 100-year-old white oak cabinetry, White Soul granite countertops from Brazil, large center island, hammered copper farmhouse sink, copper tile backsplash, GE stainless appliances, dual ovens, a six-burner gas range, and pantry. The primary suite includes skylights, live-edge pine vanity, hammered copper sinks, and a marble-tiled walk-in shower with dual shower heads. Designed for comfort and resilience, the home includes a solar system, Rinnai on-demand water heater, propane forced-air furnace, UV water purification system, interior fire sprinklers, Class A fire-retardant log siding, and a Class 4 roof.Approx five acres of fenced pasture, room for up to eight horses, two horse shelters, round pen, tack room, hay storage, & access to nearby national forest trails. Enjoy the hot tub, treehouse, workshop, one-car garage, storage shed, mudroom, two driveways, unlimited well water, short-term rental license, and low HOA dues. Minutes from Nederland, Eldora Ski Resort, Brainard Lake, and Boulder, this is Colorado mountain living at its finest.

House + ADU

Property Type

389,808 sqft

Lot Size

2018

Year Built

Listing Date: 06/24/2026

Listed by: Christopher Botsy Phillips

Listing office: Compass - Boulder

Contact: 720-629-5100

Source: REcolorado #IR1062606

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,299,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,299,000
Your Down Payment$259,800
Financed$1,039,200
Estimated Monthly Payment$7,129

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($259,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$7,129/month
Principal + Interest
$6,231
Property Taxes
$659
Home Insurance
$239
Rental Income (1 Unit)
$1,647/month

From the listing description.

Rental Expenses
-$247
Cost to live here
$5,729/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# IR1062606 · Listing office: Compass - Boulder

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