Selected for the Terner Labs Housing Venture Lab

1861 MIRANDA Road, Erie, CO 80516

Active
Listed 143 days ago
Owner-Occupant Eligible
$860,000

About $4,294 a month to live here, after the rent from the other home.

House + ADU3,315 sqft5 beds5 bathsListed Jun 22, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,294a month

The second home on the lot rents for $1,221. We hold back $183 of that for repairs and an empty month, and the rest goes toward a $5,332 monthly payment.

Income to qualify: about $135,000 a year

With how much down?

At 20% down ($172,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $112,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$25,800 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to this exceptional 5-bedroom, 4.5-bathroom Chelton model by Lennar in the highly sought-after Next Gen suite—perfect for multi-generational living, long-term guests, or a private home office. Designed with both comfort and functionality in mind, this spacious home features an open-concept floor plan with a large great room, a generous dining area, and a beautifully appointed kitchen complete with an oversized island, abundant cabinetry, and a walk-in pantry. A spacious mudroom provides convenient access to the 3-car tandem garage. One of the home's standout features is the private Next Gen suite located just off the main entry. This thoughtfully designed space includes its own living room, kitchenette, bedroom, bathroom, and dedicated washer and dryer, creating a truly independent living area. Upstairs, you'll find a luxurious primary suite with his & her walk-in closet, along with three additional bedrooms, a spacious loft, a guest bath, a Jack-and-Jill bathroom, and a charming reading nook—offering plenty of room for everyone. Step outside and enjoy Colorado's beautiful scenery from the covered front porch with mountain views, or entertain guests on the covered back patio overlooking the fully fenced back yard. Ideally located near neighborhood parks, playgrounds, walking trails, and the community pool, this remarkable home combines space, flexibility, and an exceptional lifestyle in one beautiful package. Don't miss the opportunity to make this stunning property your next home!

House + ADU

Property Type

7,231 sqft

Lot Size

2021

Year Built

Listing Date: 06/22/2026

Listed by: Roshan Bogati

Listing office: eXp Realty, LLC

Contact: 307-460-1692

Source: REcolorado #6834271

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$860,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$860,000
Your Down Payment$172,000
Financed$688,000
Estimated Monthly Payment$5,332

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($172,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,332/month
Principal + Interest
$4,125
Property Taxes
$655
Home Insurance
$464
HOA$88
Rental Income (1 Unit)
$1,221/month

From the listing description.

Rental Expenses
-$183
Cost to live here
$4,294/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 6834271 · Listing office: eXp Realty, LLC

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

REcolorado IDX disclaimer and copyright notices