Selected for the Terner Labs Housing Venture Lab

1409-1411 Robertson Street, Fort Collins, CO 80524

Active
Listed 148 days ago
Owner-Occupant Eligible
$665,000

About $2,554 a month to live here, after the rent from the other home.

Duplex1,998 sqft4 beds2 bathsListed Jun 17, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,554a month

The other home rents for $1,400. We hold back $273 of that for repairs and an empty month, and the rest goes toward a $3,681 monthly payment.

Income to qualify: about $90,000 a year

With how much down?

At 20% down ($133,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $92,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$23,275 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Exceptional investment property in the highly desirable University Acres neighborhood! This well-maintained duplex combines an outstanding location, flexible ownership options, and enduring value, making it an excellent opportunity for investors and owner-occupants alike. The attractive brick and siding exterior offers timeless appeal and low-maintenance ownership, while the prime location provides convenient access to Old Town Fort Collins, parks, grocery stores, excellent schools, medical facilities, the city's extensive trail system, and quick access to I-25. University Acres is widely recognized as one of Fort Collins' most sought-after neighborhoods, offering the perfect blend of established charm, daily convenience, and lasting appeal for both homeowners and tenants. Whether you're building your investment portfolio, living in one unit while generating income from the other, or purchasing a property to hold as a long-term asset, this duplex presents an exceptional opportunity in a location where properties are rarely available. The adjacent duplex is also available for purchase, providing the rare opportunity to acquire four total units side by side. Buy one or both and create a portfolio designed for stability, appreciation potential, and long-term value. The 1409 lease is for $1400/mo, ends April 30, 2027, and includes the 1 car garage on the left or east. The 1411 lease could be between $1550 and $1800 per month but does not include the garage which the landlord uses. 24+ hours required for showings.

Duplex

Property Type

9,700 sqft

Lot Size

1962

Year Built

Listing Date: 06/17/2026

Listed by: Troy Hiebsch

Listing office: Element Real Estate & Investments

Contact: 970-222-7110

Source: REcolorado #IR1062148

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$665,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$665,000
Your Down Payment$133,000
Financed$532,000
Estimated Monthly Payment$3,681

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($133,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$3,681/month
Principal + Interest
$3,054
Property Taxes
$344
Home Insurance
$283
Rental Income (1 Unit)
$1,400/month

From the listing description.

Rental Expenses
-$273
Cost to live here
$2,554/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# IR1062148 · Listing office: Element Real Estate & Investments

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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