Selected for the Terner Labs Housing Venture Lab

92 Sunshine Loop, Fairplay, CO 80440

Active
Listed 151 days ago
Owner-Occupant Eligible
$275,000

About $404 a month to live here, after the rent from the other home.

House + ADU686 sqft1 beds1 bathsListed Jun 17, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$404a month

The second home on the lot rents for $1,457. We hold back $240 of that for repairs and an empty month, and the rest goes toward a $1,621 monthly payment.

Income to qualify: about $29,000 a year

With how much down?

At 20% down ($55,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $36,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$8,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

This is the affordable opportunity that you have been waiting for right in the heart of Fairplay. 92 Sunshine Loop is a charming 686 SqFt park model, tiny home that has everything you need for life in the mountains. 1BD + Loft, 1 full bath, a full kitchen, vaulted living room, covered wrap around deck, and a beautiful patio with a built-in barbecue and fireplace. This lot is well appointed within the neighborhood, backing up to 160 acres of BLM and is engulfed by aspens. The community also has a beautiful clubhouse with a full kitchen, plenty of space for events, a billiards room, wi-fi, laundry, a dog park, and additional barbecues to enjoy with friends. And you are minutes to the historic town of Fairplay and nearby the world class Breckenridge ski area as well. Outdoor recreational opportunities and adventure are calling right out your front door. So what are you waiting for? Schedule a showing today and come see what a great opportunity this property presents.

House + ADU

Property Type

3,049 sqft

Lot Size

2005

Year Built

Listing Date: 06/17/2026

Listed by: Austin Dondanville

Listing office: Paffrath & Thomas Real Estate

Contact: 925-890-8123

Source: REcolorado #5160380

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$275,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$275,000
Your Down Payment$55,000
Financed$220,000
Estimated Monthly Payment$1,621

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($55,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$1,621/month
Principal + Interest
$1,319
Property Taxes
$107
Home Insurance
$100
HOA$95
Rental Income (1 Unit)
$1,457/month

From the listing description.

Rental Expenses
-$240
Cost to live here
$404/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 5160380 · Listing office: Paffrath & Thomas Real Estate

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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