Selected for the Terner Labs Housing Venture Lab

1690 Prospect Estates Drive, Estes Park, CO 80517

Active
Listed 174 days ago
Owner-Occupant Eligible
$1,049,000
House + ADU3,176 sqft4 beds3 bathsListed May 22, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,794a month

We are still working out the rent on this one.

Income to qualify: about $162,000 a year

With how much down?

At 20% down ($209,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $137,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$31,470 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Mountain retreat within city limits-privacy, wildlife, and sweeping 360 views. Set in a quiet, wooded neighborhood with regular elk and deer visitors, this turnkey home offers the best of Estes living: Longs Peak, Lily Mountain, and Prospect Mountain vistas, plus quick access to Mary's Lake, RMNP, and downtown-all just minutes away.-Nearly half-acre, fully fenced backyard with extended parking-Main-level living; recent bath remodels -Luxury vinyl plank flooring -Bright great room with floor-to-ceiling windows-Stainless appliances, gas range, and granite countertops-Formal dining room- Loft with a bedroom-Relaxing hot tub, cozy backyard firepit, and covered front porch with rocking chairs-Forced-air heat and A/C; public sewer; low-maintenance systems-Flexible walkout lower level functions as a complete second residence-Full kitchen, laundry, bedroom, bath, living area, huge storage room--Separate entrance and private deck-ideal for ADU or rental-Truly move-in ready-sold fully furnished, including dishes, linens, two complete kitchens, two laundries, and all appliances. Just bring your toothbrush and start enjoying your mountain home.

House + ADU

Property Type

19,602 sqft

Lot Size

1990

Year Built

Listing Date: 05/22/2026

Listed by: Troy Terry

Listing office: Troy Terry Homes

Contact: 303-956-6793

Source: REcolorado #IR1059936

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,049,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,049,000
Your Down Payment$209,800
Financed$839,200
Estimated Monthly Payment$5,794

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($209,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,794/month
Principal + Interest
$5,031
Property Taxes
$354
Home Insurance
$409
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$5,794/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1059936 · Listing office: Troy Terry Homes

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