Active
2 units5 bd3 ba1,948 sqft
Cost to live here
$4,918/mo
Income to qualify: about $137,000 a year
At 20% down, 30-year fixed. From 3% down.
$919,000•House + ADU
325 11th Street, Salida, CO 81201
MLS# 8736407 · Pinon Real Estate Group LLC8650 US Highway 285, Salida, CO 81201
Active
Listed 156 days agoOwner-Occupant Eligible
House + ADU2,012 sqft3 beds2 bathsListed Jun 9, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$5,888a month
We are still working out the rent on this one.
Income to qualify: about $164,000 a year
With how much down?
At 20% down ($220,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $144,000 of it. See the ten-year math
How we work this out
No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.
$33,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
WELCOME HOME! Impressive & rare HORSE PROPERTY with DOMESTIC WELL, MOUNTAIN VIEWS & ONE SHARE OF IRRIGATION WATER with the Missouri Park Ditch Company. Well-kept, updated HISTORICAL HOME with a 252 SF ADU, private fenced yard with landscaping, 2 garages, workshop, large barn, storage building, carport, corrals & multiple green pastures with complete fencing. This solidly built home nods to the past while offering modern comforts and features. Entertain or hang out in the inviting gourmet kitchen with granite countertops. Generous surface areas & storage, large island with room for seating. Main floor has a large great room with lots of character & custom details, amazing wood floors & a wood fireplace for those cozy nights. Custom stair-railings were created by a local artist. Large windows for great lighting throughout the house. Ample-sized bedrooms. Historic ADU has a kitchenette with sink/fridge/cabinets, full bathroom & sleeping/living area. Plenty of spaces in multiple outbuildings for storage, animals, vehicles or toys. Huge barn has plenty of upgraded power, stables, hay area & corral. Newer, insulated large garage is only a few steps from the main house. Lots more space in another garage, attached to a storage area & workshop with 220 amp power. Salida is located at 7084' and is part of a unique BANANA BELT, offering milder winters. Plenty of recreational offerings in every direction, like Browns Canyon National Monument or Arkansas Headwaters Recreation Area. Monarch Ski Resort is about a half hour away. We have National Forests and State Forests nearby. Bring your horses, bring your fishing pole, bring your ATVs, bring your friends. Climb any of the 12 "Fourteeners" (a mountain over 14,000 ft) in this county. Catch some Gold Medal fish. Enjoy one of our local music festivals or live music at some of our breweries, restaurants, or distillery. We have some really exciting shops & endless trails to hike or drive your Jeep. We have something for everyone!
House + ADU
Property Type
426,452 sqft
Lot Size
1900
Year Built
Listing Date: 06/09/2026
Listed by: Jo Reese
Listing office: Full Circle Real Estate Group
Contact: 719-966-7711
Source: REcolorado #6129655
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$1,100,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$1,100,000
Your Down Payment$220,000
Financed$880,000
Estimated Monthly Payment$5,888
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($220,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$5,888/month
Principal + Interest
$5,276Property Taxes
$260Home Insurance
$352Rental Income (1 Unit)
Not yet estimated
Cost to live hereCost to live here, after rent
$5,888/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 6129655 · Listing office: Full Circle Real Estate Group
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