About $607 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,795. We hold back $323 of that for repairs and an empty month, and the rest goes toward a $2,079 monthly payment.
Income to qualify: about $42,000 a year
With how much down?
At 20% down ($61,800) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $43,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$10,815 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Single-story multifamily duplex located on Gruver Circle in Hewitt, TX. The property offers approximately 2,230 square feet of total building area on approximately 0.305 acres within the established Southern Hills area. The duplex features brick exterior construction, central heating and cooling, a composition-shingle roof, and living room fireplace per unit. Each unit features a three-bedroom, two-bath layout with dedicated laundry connections and covered carport spaces per unit. The two-unit configuration provides functional residential floorplans in an established neighborhood setting with convenient access throughout Hewitt and the greater Waco area. Buyer and buyer's agent to verify all information, including measurements, acreage, schools, zoning, utilities, and property features.
Duplex
Property Type
13,286 sqft
Lot Size
1978
Year Built
Listing Date: 11/12/2026
Listed by: Kevin Weable
Listing office: M&D CRE, LLC
Source: NTREIS #21412825
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($61,800) and 5.6%, 30-year fixed. Your rate and down payment change this.
From market rates for this unit's size.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21412825 · Listing office: M&D CRE, LLC
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.