315 S Avenue G, Clifton, TX 76634
About $2,337 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $222 of that for repairs and an empty month, and the rest goes toward a $3,253 monthly payment.
Income to qualify: about $81,000 a year
With how much down?
At 20% down ($93,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $61,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$13,950 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Rare home that works as hard as you do! Completely rebuilt, beautifully finished, & full of possibilities, it gives you the confidence of a new home with the soul of a classic one. Roof, along with electrical, plumbing, sewer lines to the street, HVAC system, tankless water heater, & spray foam insulation were all completed in 2024 & windows in 2020. Step inside to an open concept living space that flows beautifully for both everyday life & gathering. Original wood floors still in place in most of the home adds warmth & character, while 2 fireplaces, 1 gas & 1 wood-burning make the living spaces cozy. Then there's the kitchen. A true chef's kitchen, built to be the heart of the home: quartzite countertops, 9’ x 5’ island with a waterfall edge, zilliege tile backsplash, & an 8-burner double-oven gas stove. Whether it's a quiet dinner or a house full of family & friends, this kitchen was made for it. There's room to live & room to dream. The attached 660 sf space has its own entrance & opens up a world of options. Currently it operates as an established drive through coffee shop, with easy access in and out. Keep that income stream going, or reimagine it entirely: use it as additional living space, create a multi-generational suite, an Airbnb, or open another business. That flexibility is backed by the property's residential-commercial zoning a rare combination that means this home can grow & change with you, instead of holding you back. Location makes everyday life easy, too. You're close to Historic Downtown Clifton, hospital & clinic, with convenient access to come & go, & Waco is just a short drive on Hwy 6. It's the best of both worlds: a peaceful corner-lot setting with a large fenced back yard & jacuzzi, minutes from everything you need. It’s not just a house with a great kitchen or a great story it's a completely rebuilt home, a flexible income opportunity, & a place to put down roots, all in one. Homes like this don’t come along often. Come see it in person!
House + ADU
Property Type
22,216 sqft
Lot Size
1965
Year Built
Listing Date: 11/14/2026
Listed by: Charisse Morales
Listing office: EG Realty
Source: NTREIS #21428685
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
List Price
FINANCIALS
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($93,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 21428685 · Listing office: EG Realty
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.