Selected for the Terner Labs Housing Venture Lab

140 McMakin Road, Double Oak, TX 75077

Active
Listed 13 days ago
Owner-Occupant Eligible
$799,900

About $4,416 a month to live here, after the rent from the other home.

House + ADU1,728 sqft3 beds2 bathsListed Oct 30, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,416a month

The second home on the lot rents for $1,138. We hold back $205 of that for repairs and an empty month, and the rest goes toward a $5,349 monthly payment.

Income to qualify: about $139,000 a year

With how much down?

At 20% down ($159,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $104,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$23,997 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Hidden Gem in Double Oak! 2.48-acre mini ranch with beautiful trees, huge shop and a very nice single-story home with unlimited possibilities! The home has been updated. Owners added a full bath to the primary, replaced the flooring with luxury vinyl plank flooring, carpet in the bedrooms, plus they made a third bedroom or office with a nice closet, so tax rolls show 2 bedrooms, but now is a three-bedroom home. Exterior freshly painted. Roof was replaced in 2024. The Shop has 3,440 square feet per tax, so many possibilities here! It has sections from previous owner who might have considered an ADU, there is a full bath, a partial kitchen and walls making divided rooms, plus closets. Lots of storage and workspace for home projects. This property is not zoned commercial and cannot be commercial. Selling As-Is. You can have a few horses or cows per Double Oak Ordinances. There are two separate septic systems one for the house and one for the shop, along with two separate electric meters, lots of electric capabilities in the shop! Some photos are virtually staged. Don't miss this opportunity to feel like you are way out in the country with all the great trees surrounding you, but you are not! Such a convenient location, grocery store, restaurants and shopping are all just minutes away!

House + ADU

Property Type

108,203 sqft

Lot Size

1980

Year Built

Listing Date: 10/30/2026

Listed by: Stacye Miller

Listing office: Coldwell Banker Realty

Source: NTREIS #21421562

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$799,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$799,900
Your Down Payment$159,980
Financed$639,920
Estimated Monthly Payment$5,349

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($159,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,349/month
Principal + Interest
$3,837
Property Taxes
$1,186
Home Insurance
$326
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$205
Cost to live here
$4,416/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21421562 · Listing office: Coldwell Banker Realty

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.