Selected for the Terner Labs Housing Venture Lab

573 Hcr 2431, Hillsboro, TX 76645

Active
Listed 29 days ago
Owner-Occupant Eligible
$985,000

About $5,973 a month to live here, after the rent from the other home.

House + ADU6,490 sqft8 beds7 bathsListed Oct 14, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,973a month

The second home on the lot rents for $1,476. We hold back $221 of that for repairs and an empty month, and the rest goes toward a $7,228 monthly payment.

Income to qualify: about $188,000 a year

With how much down?

At 20% down ($197,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $129,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$29,550 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to country living at its finest on this expansive estate featuring three parcels totaling approximately 19.2 acres. With just under 6,500 square feet, 8 bedrooms, 7 bathrooms, and multiple versatile living spaces, this property offers room to spread out and endless possibilities. A gated driveway welcomes you to the property, where the home opens to two oversized living areas connected to the kitchen, complete with stainless steel appliances, granite countertops, a large island, farmhouse sink, and mosaic tile backsplash. One side of the home features four bedrooms, including two with private ensuite bathrooms, while the other side offers the primary suite with its own ensuite, along with two additional bedrooms connected by a Jack and Jill bathroom. Luxury vinyl plank flooring throughout provides a consistent look and easy maintenance. Just beyond the dining area, a bonus room with its own plumbing and garage door offers flexibility for a variety of uses. Upstairs, a separate living space features a kitchenette, dining area, bedroom, full bathroom, and a spacious outdoor terrace, creating the potential for private guest accommodations or multigenerational living. Outside, the covered carport offers parking for up to six vehicles and can also serve as a covered patio or entertaining area. With expansive acreage, generous living space, and a layout designed for versatility, this property offers a unique opportunity to enjoy privacy, space, and the peaceful setting of country living away from the hustle and bustle of city life.

House + ADU

Property Type

836,352 sqft

Lot Size

2019

Year Built

Listing Date: 10/14/2026

Listed by: Kevin Andrews

Listing office: Local Pro Realty LLC

Source: NTREIS #21409769

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$985,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$985,000
Your Down Payment$197,000
Financed$788,000
Estimated Monthly Payment$7,228

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($197,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$7,228/month
Principal + Interest
$4,724
Property Taxes
$1,578
Home Insurance
$926
Rental Income (1 Unit)
$1,476/month

From the listing description.

Rental Expenses
-$221
Cost to live here
$5,973/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21409769 · Listing office: Local Pro Realty LLC

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.