Selected for the Terner Labs Housing Venture Lab

833 County Road 33100, Sumner, TX 75486

Active
Listed 38 days ago
Owner-Occupant Eligible
$275,000

About $257 a month to live here, after the rent from the other home.

House + ADU2,077 sqft2 beds3 bathsListed Oct 5, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$257a month

The second home on the lot rents for $2,000. We hold back $330 of that for repairs and an empty month, and the rest goes toward a $1,927 monthly payment.

Income to qualify: about $36,000 a year

With how much down?

At 20% down ($55,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $36,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$8,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

One of a kind Bar dominium plus a guest house! This multi-generational property is looking for a new family. So much to offer with a 2 car attached garage, 90x30 shop house w climate control workshop, RV parking, sitting on a gorgeous 2.1 acres in North Lamar ISD. The interior offers a great room with floor to ceiling windows and cathedral ceiling. The kitchen has appliances and plenty of cabinets, work island, and a breakfast area. Huge utility rm & pantry, patios, and balcony deck. Enjoy the panoramic view from the large private 20x10 balcony. A huge yard for the whole family to enjoy. The shophouse consists of a full kitchen, lrg living and bedroom, walk-in CL, storage, extra rm bedroom. The workshop area has HA, fluorescent lighting, built-in cabinets, and an additional storage area on the back. Great rural location.

House + ADU

Property Type

91,476 sqft

Lot Size

1994

Year Built

Listing Date: 10/05/2026

Listed by: Kevin Riney

Listing office: NE Texas Regional Realty

Source: NTREIS #21403971

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$275,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$275,000
Your Down Payment$55,000
Financed$220,000
Estimated Monthly Payment$1,927

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($55,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$1,927/month
Principal + Interest
$1,319
Property Taxes
$296
Home Insurance
$312
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$330
Cost to live here
$257/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21403971 · Listing office: NE Texas Regional Realty

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.