Active
2 units5 bd3 ba2,819 sqft
Cost to live here
$3,887/moafter $1,940/mo in rent
Income to qualify: about $135,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$799,000•House + ADU
1311 Coleman Street, McKinney, TX 75069
1412/1414 White Way, McKinney, TX 75069
Active
Listed 43 days agoOwner-Occupant Eligible
About $1,635 a month to live here, after the rent from the other home.
Duplex2,287 sqft4 beds4 bathsListed Sep 30, 2026
A duplex. Live in one home and rent out the other. How it works
Live here for about
$1,635a month
The other home rents for $1,660. We hold back $299 of that for repairs and an empty month, and the rest goes toward a $2,996 monthly payment.
Income to qualify: about $69,000 a year
With how much down?
At 20% down ($89,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $61,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$15,575 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Great investment opportunity in McKinney! 1412 & 1414 White Way is a duplex with one side currently occupied and the other vacant and ready for its next tenant or owner occupant. Each unit features 2 bedrooms, 2 full bathrooms, an attached one-car garage, and a private fenced yard. The vacant side has a comfortable single-story layout with a spacious living room, hard-surface flooring through the main living areas, and a nicely updated kitchen with plenty of cabinet and counter space, tile backsplash, and a separate dining area. Both bedrooms are generously sized, and the bathrooms have updated vanities and tile finishes. The large fenced backyard gives tenants plenty of private outdoor space. The property is located in McKinney’s 75069 area, just minutes from Historic Downtown McKinney and convenient to shopping, dining, entertainment, and major roads throughout McKinney and Collin County. With one side already producing rental income and the other available to lease, this property gives an investor plenty of flexibility. It could also be a great fit for someone looking to live in one side while receiving rental income from the other. Two separate 2-bedroom, 2-bath units, attached garages, private yards, and a convenient McKinney location make this a solid addition to a rental portfolio. Photos are of the vacant unit. Three duplexes are available for sale side by side either separately or altogether. MLS #21399419, 21399424 and 21399428
Duplex
Property Type
9,496 sqft
Lot Size
1985
Year Built
Listing Date: 09/30/2026
Listed by: K.C. McKeown
Listing office: Real Broker, LLC
Source: NTREIS #21399424
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$445,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$445,000
Your Down Payment$89,000
Financed$356,000
Estimated Monthly Payment$2,996
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($89,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Current Rent
Current Rent
Market Rent
Estimated Monthly Payment (Before Rental Income)
$2,996/month
Principal + Interest
$2,044Property Taxes
$520Home Insurance
$432Estimated Monthly Payment (Before Rental Income)
$2,996/month
Principal + Interest
$2,044Property Taxes
$520Home Insurance
$432$2,996/month
$2,044
$520
$432
Rental Income (1 Unit)
$1,660/month
From market rates for this unit's size.
Rental Expenses
-$299Rental Income (1 Unit)
$1,660/month
From market rates for this unit's size.
Rental Expenses
-$299$1,660/month
-$299
Cost to live hereCost to live here, after rent
$1,635/month
Cost to live hereCost to live here, after rent
$1,635/month
$1,635/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21399424 · Listing office: Real Broker, LLC
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
