Selected for the Terner Labs Housing Venture Lab

1408/1410 White Way, McKinney, TX 75069

Active
Listed 43 days ago
Owner-Occupant Eligible
$430,000

About $1,771 a month to live here, after the rent from the other home.

Duplex2,229 sqft2 beds3 bathsListed Sep 30, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,771a month

The other home rents for $1,370. We hold back $247 of that for repairs and an empty month, and the rest goes toward a $2,894 monthly payment.

Income to qualify: about $68,000 a year

With how much down?

At 20% down ($86,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $59,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$15,050 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Investment opportunity in McKinney! 1408 & 1410 White Way is a duplex with one side currently tenant occupied and the other vacant, giving a new owner the benefit of existing rental income along with flexibility for the vacant unit. One unit features 1 bedroom and 1 bathroom, while the other offers 1 bedroom and 2 bathrooms. Each side also has an attached one-car garage. The vacant unit features a comfortable single-story layout with a spacious living area, tile and hard-surface flooring, and plenty of natural light. The kitchen offers good cabinet and counter space along with a large pantry. French doors off the dining area open to the backyard, creating an easy connection to the outdoor space. The bedroom is generously sized, and the unit offers plenty of storage throughout. Outside, the property has a large fenced backyard with mature trees and plenty of usable green space. Located in McKinney’s 75069 area, the duplex is just minutes from Historic Downtown McKinney and convenient to shopping, dining, entertainment, and major roadways throughout McKinney and Collin County. For an investor, this property offers multiple options. One side is already producing rental income while the vacant side can be leased or used by an owner occupant. With two separate residences, attached garages, private outdoor space, and an established McKinney location, 1408 & 1410 White Way is a solid opportunity for someone looking to add another income-producing property to their portfolio. Photos shown are of the vacant unit. Three duplexes are available for sale side by side either separately or altogether. MLS #21399419, 21399424 and 21399428

Duplex

Property Type

6,534 sqft

Lot Size

1983

Year Built

Listing Date: 09/30/2026

Listed by: K.C. McKeown

Listing office: Real Broker, LLC

Source: NTREIS #21399419

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$430,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$430,000
Your Down Payment$86,000
Financed$344,000
Estimated Monthly Payment$2,894

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($86,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$2,894/month
Principal + Interest
$1,975
Property Taxes
$498
Home Insurance
$421
Rental Income (1 Unit)
$1,370/month

From market rates for this unit's size.

Rental Expenses
-$247
Cost to live here
$1,771/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21399419 · Listing office: Real Broker, LLC

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.