
At 20% down, 30-year fixed. From 3% down.
About $4,647 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $800. We hold back $156 of that for repairs and an empty month, and the rest goes toward a $5,291 monthly payment.
Income to qualify: about $140,000 a year
With how much down?
At 20% down ($159,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $104,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$23,997 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Welcome to your own private Lake retreat, where incredible views, resort style amenities, versatile living spaces, and investment potential come together. Situated on an oversized corner lot just minutes from Temple and Belton, the main home offers 4 bedrooms and 2.5 bathrooms with a warm, inviting interior to take full advantage of the surrounding scenery. Oversized windows fill the home with natural light and showcase beautiful lake views, while the living area features a striking stone fireplace and convenient wet bar. The kitchen offers updated appliances, and an eat in dining area perfect for gathering.The spacious primary suite features high ceilings, a large walk-in closet, dual vanities, garden tub, updated shower, and a one of a kind suspended queen bed inspired by a lakeside pier. Upstairs, a private exterior entrance leads to additional flexible living space, a bedroom, and half bath, creating even more possibilities for guests. Spend summer days around the private in-ground pool, unwind in the hot tub, entertain beneath the oversized covered porch, or enjoy unforgettable sunsets overlooking Lake Belton. A rock climbing wall adds another unexpected touch, while a private hiking trail leads toward the lakeshore. Boat ramp access is conveniently located just down the road, making lake days even easier. Adding to the property’s versatility is a separate 399 square-foot tiny home featuring 1 bedroom, 1 bathroom, a full kitchen, living area, and loft for additional sleeping space ideal for guests, multigenerational living, a private office, or additional income potential. Approximately $120,000 in solar panels add energy efficiency and long-term value. Currently utilized as an income-producing property, this distinctive home offers an incredible opportunity as a primary residence, vacation retreat, multigenerational property, or investment. This is far more than a home, it’s the lake lifestyle you’ve been looking for.
House + ADU
Property Type
34,238 sqft
Lot Size
1965
Year Built
Listing Date: 09/25/2026
Listed by: Kristi Ramirez
Listing office: Native Real Estate
Source: NTREIS #21395883
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($159,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 21395883 · Listing office: Native Real Estate
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.