Selected for the Terner Labs Housing Venture Lab

349 Arrowhead Point Road, Belton, TX 76513

Active
Listed 48 days ago
Owner-Occupant Eligible
$799,900

About $4,647 a month to live here, after the rent from the other home.

House + ADU2,246 sqft4 beds3 bathsListed Sep 25, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,647a month

The second home on the lot rents for $800. We hold back $156 of that for repairs and an empty month, and the rest goes toward a $5,291 monthly payment.

Income to qualify: about $140,000 a year

With how much down?

At 20% down ($159,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $104,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$23,997 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to your own private Lake retreat, where incredible views, resort style amenities, versatile living spaces, and investment potential come together. Situated on an oversized corner lot just minutes from Temple and Belton, the main home offers 4 bedrooms and 2.5 bathrooms with a warm, inviting interior to take full advantage of the surrounding scenery. Oversized windows fill the home with natural light and showcase beautiful lake views, while the living area features a striking stone fireplace and convenient wet bar. The kitchen offers updated appliances, and an eat in dining area perfect for gathering.The spacious primary suite features high ceilings, a large walk-in closet, dual vanities, garden tub, updated shower, and a one of a kind suspended queen bed inspired by a lakeside pier. Upstairs, a private exterior entrance leads to additional flexible living space, a bedroom, and half bath, creating even more possibilities for guests. Spend summer days around the private in-ground pool, unwind in the hot tub, entertain beneath the oversized covered porch, or enjoy unforgettable sunsets overlooking Lake Belton. A rock climbing wall adds another unexpected touch, while a private hiking trail leads toward the lakeshore. Boat ramp access is conveniently located just down the road, making lake days even easier. Adding to the property’s versatility is a separate 399 square-foot tiny home featuring 1 bedroom, 1 bathroom, a full kitchen, living area, and loft for additional sleeping space ideal for guests, multigenerational living, a private office, or additional income potential. Approximately $120,000 in solar panels add energy efficiency and long-term value. Currently utilized as an income-producing property, this distinctive home offers an incredible opportunity as a primary residence, vacation retreat, multigenerational property, or investment. This is far more than a home, it’s the lake lifestyle you’ve been looking for.

House + ADU

Property Type

34,238 sqft

Lot Size

1965

Year Built

Listing Date: 09/25/2026

Listed by: Kristi Ramirez

Listing office: Native Real Estate

Source: NTREIS #21395883

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$799,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$799,900
Your Down Payment$159,980
Financed$639,920
Estimated Monthly Payment$5,291

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($159,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,291/month
Principal + Interest
$3,837
Property Taxes
$1,083
Home Insurance
$371
Rental Income (1 Unit)
$800/month

From the listing description.

Rental Expenses
-$156
Cost to live here
$4,647/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21395883 · Listing office: Native Real Estate

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.