Active
2 units4 bd6 ba5,208 sqft
Cost to live here
$8,191/moafter $1,138/mo in rent
Income to qualify: about $245,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$1,359,900•House + ADU
11007 County Road 2326, Terrell, TX 75160
1104 E High Street, Terrell, TX 75160
Active
Listed 51 days agoOwner-Occupant Eligible
About $356 a month to live here, after the rent from the other home.
Duplex1,906 sqft4 beds2 bathsListed Sep 22, 2026
A duplex. Live in one home and rent out the other. How it works
Live here for about
$356a month
The other home rents for $1,734. We hold back $286 of that for repairs and an empty month, and the rest goes toward a $1,804 monthly payment.
Income to qualify: about $35,000 a year
With how much down?
At 20% down ($51,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $35,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$8,925 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
***FULL DUPLEX BACK ON THE MARKET DUE TO BUYER FINANCING FALLING THROUGH*** Welcome to 1104 - 1106 E High Street! This FULL duplex located just minutes away from the heart of Terrell, TX is a perfect opportunity for an owner occupant or for an investor. The duplex includes two nearly identical units, each unit consisting of two bedrooms, a full bathroom, a galley style kitchen, living room, two dedicated parking spots, and a modest covered patio with private fenced lots on oversized lots. Please contact the listing agent for more information. ***LUXURY VINYL PLANK FLOORING AND FRESH PAINT IN HALLWAY AND BEDROOMS ON UNIT 1106 as of 3.12.2026***
Duplex
Property Type
10,324 sqft
Lot Size
2000
Year Built
Listing Date: 09/22/2026
Listed by: Blake Bailey
Listing office: Covenant Commercial Real Estate, Inc
Source: NTREIS #21393296
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$255,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$255,000
Your Down Payment$51,000
Financed$204,000
Estimated Monthly Payment$1,804
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($51,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$1,804/month
Principal + Interest
$1,171Property Taxes
$306Home Insurance
$327Rental Income (1 Unit)
$1,734/month
From the listing description.
Rental Expenses
-$286Cost to live hereCost to live here, after rent
$356/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21393296 · Listing office: Covenant Commercial Real Estate, Inc
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
