Selected for the Terner Labs Housing Venture Lab

2591 State Highway 64, Ben Wheeler, TX 75754

Active
Listed 52 days ago
Owner-Occupant Eligible
$1,395,000

About $8,417 a month to live here, after the rent from the other home.

House + ADU3,692 sqft3 beds3 bathsListed Sep 21, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$8,417a month

The second home on the lot rents for $1,138. We hold back $222 of that for repairs and an empty month, and the rest goes toward a $9,333 monthly payment.

Income to qualify: about $250,000 a year

With how much down?

At 20% down ($279,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $182,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$41,850 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Step into a rare piece of history. Roseland Plantation is a beautifully renovated 1854 one of a kind estate, set on 10.65 manicured acres and offering 3,692 sq ft in a majestic 2 story home with 3 bedrooms and 2.5 bathrooms. Arrive to gorgeous columns, a welcoming front porch, and timeless charm carried through with original pine & cypress hardwood floors, high ceilings, crown molding, and stunning chandeliers. Inside, enjoy a grand foyer, a formal living room with fireplace, a spacious dining room with fireplace, and a standout kitchen featuring double ovens, a warming drawer, abundant cabinetry, and granite countertops. A downstairs bedroom is currently used as a library or game room with an attached office, easily convertible to a large closet. Upstairs offers a second living area, two large bedrooms with fireplaces, and generous full bathrooms, including a primary bath with double sinks, jetted tub, and two walk-in closets. Plus there is large covered balcony with views of the acreage. Approximately 17 years ago, the owners completed a major renovation adding and upgrading spaces and modern comforts including central air & heat, updated plumbing & electric, central vacuum, landscaping, sprinkler system, and more. Roofs for main house and all buildings are only 2 years old. Beyond the main home, the property features a 1,335 sq ft secondary home with 3 bedrooms and 3 private baths (great for rental income or guests). There is a 666 sq ft shop and attached carport, renovated Log Cabin, built in 1848, formerly used as an Airbnb, an additional carport with 187 sq. ft storage area with kitchenette. Additionally, there is a 960 sq ft barn, and an amazing 1,200 sq ft insulated green metal building with AC. All out buildings have electricity and dwellings are connected to the well. This truly unique property also features Texas's first historical marker dedicated to a historical home restoration. Don't forget to check out the hidden elevator when touring the main home.

House + ADU

Property Type

463,914 sqft

Lot Size

1854

Year Built

Listing Date: 09/21/2026

Listed by: John Hurst

Listing office: Standard Real Estate

Source: NTREIS #21391986

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,395,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,395,000
Your Down Payment$279,000
Financed$1,116,000
Estimated Monthly Payment$9,333

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($279,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$9,333/month
Principal + Interest
$6,691
Property Taxes
$1,976
Home Insurance
$666
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$222
Cost to live here
$8,417/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21391986 · Listing office: Standard Real Estate

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.