Selected for the Terner Labs Housing Venture Lab

711 4th Street, Eddy, TX 76524

Active
Listed 52 days ago
Owner-Occupant Eligible
$374,900

About $1,121 a month to live here, after the rent from the other home.

Duplex2,294 sqft4 beds4 bathsListed Sep 21, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,121a month

The other home rents for $1,800. We hold back $270 of that for repairs and an empty month, and the rest goes toward a $2,651 monthly payment.

Income to qualify: about $58,000 a year

With how much down?

At 20% down ($74,980) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $52,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$13,122 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Don’t miss this incredible opportunity to own a brand-new construction duplex offering modern finishes, functional layouts, and excellent rental potential! Each unit features 2 spacious bedrooms, 2 full bathrooms, and an inviting open-concept floor plan perfect for everyday living and entertaining. The eat-in kitchen is complete with granite countertops, ample cabinetry, and all-electric appliances including a refrigerator, oven range, and dishwasher. Beautiful wood flooring runs throughout, while sizable closets provide plenty of storage. Each primary bedroom features its own private en suite bathroom, and a dedicated laundry room adds even more convenience for tenants. Both units are currently vacant and ready for occupancy, making this a fantastic opportunity to start generating income right away. A comparable duplex next door reportedly leases for approximately $1,800 per month per 2 bedroom unit, showcasing the strong income potential this property may offer. Whether you’re looking to add a quality property to your investment portfolio or live in one unit while leasing the other, this new construction duplex delivers flexibility, modern style, and outstanding income-producing possibilities!

Duplex

Property Type

26,092 sqft

Lot Size

2025

Year Built

Listing Date: 09/21/2026

Listed by: Pam Tucker

Listing office: Coldwell Banker Apex, REALTORS

Source: NTREIS #21390551

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$374,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$374,900
Your Down Payment$74,980
Financed$299,920
Estimated Monthly Payment$2,651

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($74,980) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,651/month
Principal + Interest
$1,722
Property Taxes
$619
Home Insurance
$310
Rental Income (1 Unit)
$1,800/month

From the listing description.

Rental Expenses
-$270
Cost to live here
$1,121/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21390551 · Listing office: Coldwell Banker Apex, REALTORS

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.