Selected for the Terner Labs Housing Venture Lab

668 Cleve Cole Road, Denison, TX 75021

Active
Listed 53 days ago
Owner-Occupant Eligible
$859,000

About $5,037 a month to live here, after the rent from the other home.

House + ADU2,204 sqft3 beds3 bathsListed Sep 20, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,037a month

The second home on the lot rents for $1,138. We hold back $188 of that for repairs and an empty month, and the rest goes toward a $5,987 monthly payment.

Income to qualify: about $157,000 a year

With how much down?

At 20% down ($171,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $112,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$25,770 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to your ultimate dream property—a stunning, fully remodeled 3-bedroom, 3-bathroom estate sprawled across 6.16 pristine acres. This rare gem perfectly blends country life with unmatched utility, offering a completely updated main residence alongside an expansive setup for hobbyists, equestrians, or multi-generational living. Every detail has been meticulously addressed, highlighted by new windows and a high-efficiency 2021 AC system, all secured within durable pipe fencing that frames the perimeter. Step inside the main home to discover a comfortable floorplan featuring high-end modern updates. The living space flows effortlessly to your private backyard paradise, where you can relax by the swimming pool and hot tub or host gatherings against a peaceful country backdrop. Nearby, a beautiful on-site pond adds to the picturesque scenery and serene lifestyle this acreage offers. Beyond the main home, the property boasts an incredible array of structural features designed for ultimate storage and versatility. A separate second living quarters provides the perfect space for a guest house, multi-generational suite, or private rental unit. For projects and vehicles, the estate features a 4-car detached garage, a 4-car capacity carport, and a 40 by 80 Quonset hut with 3 phase electricity specifically built to fit your RVs and boats. Equestrian enthusiasts will appreciate the functional horse stalls, while those looking for sustainable living will benefit from the on-site water well and a dedicated greenhouse ready for year-round cultivation. Finally, an underground shelter offers maximum peace of mind and safety during extreme weather. This is more than just a home; it is a self-contained lifestyle estate that is incredibly rare to find. Bring your toys, your horses, and your vision to this one-of-a-kind property! VA loan with 2.5% interest rate can be assumed anyone.

House + ADU

Property Type

268,330 sqft

Lot Size

1986

Year Built

Listing Date: 09/20/2026

Listed by: Angela Deacon

Listing office: Great Western Realty

Source: NTREIS #21391520

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$859,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$859,000
Your Down Payment$171,800
Financed$687,200
Estimated Monthly Payment$5,987

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($171,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,987/month
Principal + Interest
$4,120
Property Taxes
$1,451
Home Insurance
$416
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$188
Cost to live here
$5,037/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21391520 · Listing office: Great Western Realty

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.