Selected for the Terner Labs Housing Venture Lab

134 Shady Springs Drive, Runaway Bay, TX 76426

Active
Listed 58 days ago
Owner-Occupant Eligible
$410,000

About $758 a month to live here, after the rent from the other home.

Duplex2,900 sqft8 beds4 bathsListed Sep 15, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$758a month

The other home rents for $2,408. We hold back $361 of that for repairs and an empty month, and the rest goes toward a $2,805 monthly payment.

Income to qualify: about $57,000 a year

With how much down?

At 20% down ($82,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $57,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$14,350 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

DUPLEX OPPORTUNITY IN RUNAWAY BAY – SUITE 100 & SUITE 200 Excellent opportunity to own a duplex in Runaway Bay featuring two separate units—Suite 100 and Suite 200. Whether you're looking for an investment property, multi-generational living, or the opportunity to live in one unit while leasing the other, this property offers flexibility and convenience. Each suite features a well-appointed kitchen with granite countertops, range, dishwasher, and microwave. Granite countertops continue into the bathrooms, adding a clean, upgraded finish throughout each unit. Rain gutters will be included. Water and sewer services are provided by the City of Runaway Bay. With two individual suites and desirable interior finishes, this duplex offers an attractive opportunity for both homeowners and investors in the Runaway Bay area. All information is deemed reliable, and the buyer and buyer’s agent are responsible for verifying all information, including but not limited to the status of construction of the home, lot dimensions, easements, school district, and subdivision restrictions. It is the responsibility of the buyer(s) and the buyer(s) agent to verify the status of completion prior to scheduling site inspections. Some pictures may have AI-generated alterations, stock photos or pictures from a model at another location.

Duplex

Property Type

10,019 sqft

Lot Size

2026

Year Built

Listing Date: 09/15/2026

Listed by: Jasmine Sellers

Listing office: House Brokerage

Source: NTREIS #21384030

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$410,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$410,000
Your Down Payment$82,000
Financed$328,000
Estimated Monthly Payment$2,805

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($82,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,805/month
Principal + Interest
$1,883
Property Taxes
$474
Home Insurance
$448
Rental Income (1 Unit)
$2,408/month

From the listing description.

Rental Expenses
-$361
Cost to live here
$758/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21384030 · Listing office: House Brokerage

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.