Active
2 units6 bd5 ba3,005 sqft
Cost to live here
$3,446/moafter $1,820/mo in rent
Income to qualify: about $123,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$779,900•House + ADU
224 Lyla Lane, Whitewright, TX 75491
1509 Bethel Cannon Road, Whitewright, TX 75491
Active
Listed 61 days agoOwner-Occupant Eligible
About $2,185 a month to live here, after the rent from the other home.
House + ADU1,606 sqft2 beds3 bathsListed Sep 12, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$2,185a month
The second home on the lot rents for $1,000. We hold back $150 of that for repairs and an empty month, and the rest goes toward a $3,035 monthly payment.
Income to qualify: about $76,000 a year
With how much down?
At 20% down ($87,700) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $57,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$13,155 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Perfect for AirBnB with the opportunity to have 3 separate rentals! Unique country property situated on 1.68 acres with two separate living spaces, a large shop, RV accommodations, and plenty of flexibility. The main structure, built in 2022, is a 30' x 50' metal barndominium featuring approximately 700 sq. ft. of custom living space with 1 bedroom, 1 bath, pantry, fireplace, and an open living area. The attached garage includes laundry facilities and an additional quarter bath. The property also features an 18' x 36' covered camper-RV carport with full hookups, plus an approximately 500 sq. ft. guest house offering 1 bedroom, 1 bath, kitchenette, laundry room, and loft. A 30' x 40' metal shop, built in 2025, provides additional space for storage, equipment, hobbies, or workspace. With multiple living areas and versatile improvements, this property offers a variety of possibilities, including guest accommodations, multigenerational living, or potential rental income. Property is being sold as-is.
House + ADU
Property Type
73,181 sqft
Lot Size
2022
Year Built
Listing Date: 09/12/2026
Listed by: Stephen Eaton
Listing office: Eaton Real Estate Company
Source: NTREIS #21384856
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$438,500
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$438,500
Your Down Payment$87,700
Financed$350,800
Estimated Monthly Payment$3,035
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($87,700) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$3,035/month
Principal + Interest
$2,103Property Taxes
$684Home Insurance
$248Rental Income (1 Unit)
$1,000/month
From the listing description.
Rental Expenses
-$150Cost to live hereCost to live here, after rent
$2,185/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21384856 · Listing office: Eaton Real Estate Company
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
