Selected for the Terner Labs Housing Venture Lab

4025 Lake Oaks Circle, Fort Worth, TX 76108

Active
Listed 64 days ago
Owner-Occupant Eligible
$949,000

About $5,550 a month to live here, after the rent from the other home.

House + ADU6,152 sqft5 beds4 bathsListed Sep 9, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,550a month

The second home on the lot rents for $2,000. We hold back $330 of that for repairs and an empty month, and the rest goes toward a $7,220 monthly payment.

Income to qualify: about $183,000 a year

With how much down?

At 20% down ($189,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $124,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$28,470 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Choosin Texas! Rare real estate freedom meets multi-dwelling convenience in this exceptional 2.5 acre retreat. 4,352 SF 4BR-2.5BA main home plus a fully detached 1,800 SF 1BR-1BA second home. Located off Silver Creek Rd in a little known, unrestricted and unincorporated area of Fort Worth, this unique estate offers a level of utility, privacy and flexibility that standard subdivisions simply cannot match. With NO HOA restrictions, this property is a blank canvas for multi-generational living, a premier work-from-home corporate HQ or a private compound with boundless space for recreational storage and custom outbuildings. The main residence welcomes you with a bright, open-concept layout and abundant windows that fill the home with natural light. The spacious kitchen, centered around a large island, offers an ideal gathering place for meal prep, conversation and entertaining. There are four large bedrooms, each with a large walk-in closet, 2.5 bathrooms and a versatile huge bonus room providing flexibility as a media room, game room, office or play room. PLUS an oversized 2 plus garage on the main dwelling. Second home ADU is completely independent of the main house and is a crown jewel of versatility. Features a full kitchen with pantry, open living room, bedroom and full bathroom. There’s also an office nook with window of the living room. Perfect for upscale guest house, private multi-generational suite, income producing rental or Air B&B or a quiet detached executive office HQ. With a large, deep garage perfect for cars or boat. Spanning 2.5 private, sprawling acres, the land is optimized and ready for whatever your lifestyle demands. Because it is unincorporated and free of HOA oversight, you have the rare liberty to customize the property exactly as you see fit. The property already has a ready-to-use chicken coop and two oversized storage buildings providing practical space for equipment, tools, recreational toys or workshop.

House + ADU

Property Type

109,161 sqft

Lot Size

1998

Year Built

Listing Date: 09/09/2026

Listed by: Rick Harrison

Listing office: Century 21 Alliance Properties

Source: NTREIS #21379380

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$949,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$949,000
Your Down Payment$189,800
Financed$759,200
Estimated Monthly Payment$7,220

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($189,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$7,220/month
Principal + Interest
$4,552
Property Taxes
$1,612
Home Insurance
$1,056
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$330
Cost to live here
$5,550/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21379380 · Listing office: Century 21 Alliance Properties

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.