Selected for the Terner Labs Housing Venture Lab

4599 County Road 660, Farmersville, TX 75442

Active
Listed 133 days ago
Owner-Occupant Eligible
$339,500

About $1,212 a month to live here, after the rent from the other home.

House + ADU1,200 sqft1 beds1 bathsListed Jul 2, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,212a month

The second home on the lot rents for $1,138. We hold back $171 of that for repairs and an empty month, and the rest goes toward a $2,179 monthly payment.

Income to qualify: about $51,000 a year

With how much down?

At 20% down ($67,900) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $44,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$10,185 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

PRICED WELL UNDER APPRAISED VALUE! Eligible for USDA financing. Low tax rate, outside city limits - no known restrictions. Welcome to quiet country living in the heart of Farmersville! Nestled on 2 peaceful acres, this charming barndominium offers the perfect blend of comfort, privacy, and wide-open space. Inside, you’ll find 1,200 square feet featuring 1 bedroom, 1 bathroom, and an inviting open-concept layout designed for easy living and entertaining. The flexible floor plan and classic barndominium style create endless possibilities for future expansion or customization. Step outside and take in the beauty of rural Texas living with plenty of room for outdoor activities, equipment, hobbies, or simply enjoying the peaceful surroundings. A recently built barn provides excellent storage, workshop space, or room for projects. An added bonus — water and electricity have already been run to the front of the property, creating the perfect setup for an additional dwelling, guest house, or income-producing tiny home rental. Whether you’re looking for a weekend escape, investment opportunity, or the perfect place to build your dream homestead, this property offers incredible potential in a fast-growing area. Plus, you’re just minutes from downtown Farmersville where you can enjoy local shopping, dining, and small-town charm. New driveway installed in August. All new landscaping has been added around the home in September.

House + ADU

Property Type

88,427 sqft

Lot Size

2021

Year Built

Listing Date: 07/02/2026

Listed by: Amanda McCoy

Listing office: Compass RE Texas, LLC

Source: NTREIS #21381551

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$339,500

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$339,500
Your Down Payment$67,900
Financed$271,600
Estimated Monthly Payment$2,179

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($67,900) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,179/month
Principal + Interest
$1,628
Property Taxes
$366
Home Insurance
$185
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$171
Cost to live here
$1,212/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21381551 · Listing office: Compass RE Texas, LLC

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.