Active
2 units2 bd2 ba1,400 sqft
Cost to live here
$208/moafter $1,267/mo in rent
Income to qualify: about $24,000 a year, rent counted
At 20% down, 30-year fixed. From 3.5% down.
$170,000•Duplex
207 Young Street, Nocona, TX 76255
406 Broad Street, Nocona, TX 76255
Active
Listed 65 days agoOwner-Occupant Eligible
About $341 a month to live here, after the rent from the other home.
House + ADU1,200 sqft3 beds1 bathsListed Sep 8, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$341a month
The second home on the lot rents for $1,138. We hold back $222 of that for repairs and an empty month, and the rest goes toward a $1,257 monthly payment.
Income to qualify: about $25,000 a year
With how much down?
At 20% down ($35,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $23,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$5,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Take a look at this cozy home that would make a perfect starter, retirement, rental, or looking to downsize your home. Nice 3 bedroom 1 bath accessible to schools & close to everything Nocona has to offer. This home is located in a well-established neighborhood, mature trees, & a spacious yard with sidewalk. Home offers a roomy living with good light from ample windows & lots of wall space. Kitchen is well equipped with all appliances & a great number of cabinets, good counter tops, crowd size kitchen island with granite. Kitchen stove & fridge are included in this bundle of kitchen goodies. Primary bedroom offers a walk in closet for extra hanging area. Additional bedrooms have ample size or use one for an office or playroom. Full bath with easy in & out shower & tub combo. Concealed washer-dryer area. Big perk to the property is it comes complete with its own petite separate living quarters that includes a full kitchen & bathroom, which makes it perfect for a mother-in law, extra guests, or a little money maker to rent out. Some remodel in the home. Partial manual sprinkler system throughout the front yard of the property. Nice shop with electric & pull down stairs. Big prize is the additional lots that adjoin go with this great deal. Needs some TLC.
House + ADU
Property Type
38,873 sqft
Lot Size
1930
Year Built
Listing Date: 09/08/2026
Listed by: Connie O'Neal
Listing office: Star Properties
Source: NTREIS #21381407
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$175,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$175,000
Your Down Payment$35,000
Financed$140,000
Estimated Monthly Payment$1,257
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($35,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$1,257/month
Principal + Interest
$839Property Taxes
$202Home Insurance
$216Rental Income (1 Unit)
$1,138/month
From the listing description.
Rental Expenses
-$222Cost to live hereCost to live here, after rent
$341/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21381407 · Listing office: Star Properties
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.