Selected for the Terner Labs Housing Venture Lab

16927 W FM 922, TX 76263

Active
Listed 62 days ago
Owner-Occupant Eligible
$485,000

About $1,744 a month to live here, after the rent from the other home.

Duplex3,353 sqft3 beds2 bathsListed Sep 11, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,744a month

The other home rents for $2,000. We hold back $330 of that for repairs and an empty month, and the rest goes toward a $3,414 monthly payment.

Income to qualify: about $77,000 a year

With how much down?

At 20% down ($97,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $67,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$16,975 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Escape to peaceful country living on three fenced acres in the charming community of Rosston, located within the highly regarded Era ISD. This beautifully maintained property offers space, versatility, and a setting that's increasingly hard to find. The 1,884 SF main home features three bedrooms, and two full baths, with a warm and inviting family room highlighted by hardwood floors, boxed-beam ceilings, and a charming stone fireplace. The living area flows into the dining space and spacious kitchen, creating a comfortable layout for both everyday living and entertaining. A detached 1,469 SF guest house adds exceptional flexibility, featuring two upstairs bedrooms, a full bath, living area, kitchen, downstairs man cave or flex-hobby space, 2-car garage and utility closet with washer dryer hookups - ideal for extended family guests, a private home office, or rental income. Outside enjoy plenty of room to embrace the country lifestyle including a two-acre fenced back pasture with pear and jujube trees. An in-ground storm shelter provides added peace of mind. With no city taxes and no HOA fees, this unique property offers room to spread out, multiple flexible living spaces, and the quite simplicity of country life-all on three beautiful acres.

Duplex

Property Type

130,680 sqft

Lot Size

2002

Year Built

Listing Date: 09/11/2026

Listed by: Neil Bowie Jr.

Listing office: Coldwell Banker Realty Frisco

Source: NTREIS #21331306

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$485,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$485,000
Your Down Payment$97,000
Financed$388,000
Estimated Monthly Payment$3,414

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($97,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,414/month
Principal + Interest
$2,227
Property Taxes
$611
Home Insurance
$576
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$330
Cost to live here
$1,744/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21331306 · Listing office: Coldwell Banker Realty Frisco

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.