Selected for the Terner Labs Housing Venture Lab

8351 Highway 84-183 E, Zephyr, TX 76890

Active
Listed 69 days ago
Owner-Occupant Eligible
$475,000

About $2,175 a month to live here, after the rent from the other home.

House + ADU2,555 sqft4 beds2 bathsListed Sep 4, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,175a month

The second home on the lot rents for $1,138. We hold back $188 of that for repairs and an empty month, and the rest goes toward a $3,125 monthly payment.

Income to qualify: about $77,000 a year

With how much down?

At 20% down ($95,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $62,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$14,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to 8351 Hwy 84-183 E, where spacious country living meets comfort, character, and functionality. Situated on 15 acres, this 4-bedroom, 2-bath home offers 2,555 square feet with plenty of room to live, entertain, and enjoy the rural lifestyle. Inside, the remodeled kitchen is a standout, featuring beautiful stone countertops and backsplash, generous workspace, and an open connection to the surrounding living and dining areas. The spacious living room showcases vaulted ceilings with exposed beams and an impressive brick wood-burning fireplace, creating a warm focal point for the home. A separate den and large living and dining spaces provide flexibility for entertaining, a home office, playroom, or additional gathering areas. The oversized primary bedroom includes a walk-in closet. Two of the four spacious bedrooms offer direct access to the back patio. Ample storage and an attached two-car garage add everyday convenience. Outside is where this property truly sets itself apart. The 15 acres offer room for livestock, horses, hobbies, and country living. The barn is ready for stock show animals or horses with six stalls plus a dedicated tack and feed room. An unfinished one-bedroom efficiency apartment within the barn provides even more potential for guest quarters, a ranch hand space, office, or future income-producing setup. With acreage, a well-equipped barn, flexible living spaces, and an updated home, 8351 Hwy 84-183 E offers a rare opportunity for buyers looking for room to spread out without sacrificing comfort or convenience.

House + ADU

Property Type

672,610 sqft

Lot Size

Listing Date: 09/04/2026

Listed by: Abby Cadenhead

Listing office: KWSynergy

Source: NTREIS #21378215

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$475,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$475,000
Your Down Payment$95,000
Financed$380,000
Estimated Monthly Payment$3,125

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($95,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,125/month
Principal + Interest
$2,278
Property Taxes
$444
Home Insurance
$403
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$188
Cost to live here
$2,175/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21378215 · Listing office: KWSynergy

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.