309 S Avenue B, Wortham, TX 76693
About $1,597 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $222 of that for repairs and an empty month, and the rest goes toward a $2,513 monthly payment.
Income to qualify: about $60,000 a year
With how much down?
At 20% down ($65,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $42,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$9,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Charming and full of character, this spacious 4-bedroom, 2.5-bath home in Wortham ISD sits on just under half an acre and offers incredible versatility. Above the workshop is a guest studio apartment complete with a full kitchen and full bathroom, perfect for guests, extended family, or rental potential. The inviting curb appeal features a welcoming front and side porch, highlighted by a cheerful yellow front door that immediately catches the eye. Inside, you’ll find a large living area, formal dining room, and thoughtful updates throughout, including a new roof in 2023. The layout includes two bedrooms and a full bathroom downstairs, while upstairs features two additional bedrooms, each with their own ensuite bathrooms—one full and one half bath. Outside, the property continues to impress with a workshop equipped with electricity. This unique property combines charm, space, and functionality in a beautiful setting! Recent Upgrades to this home within last three years include HVAC, entire roof, pex plumbling, Leveling, crawlspace forced ventilation, sheetrock, interior and exterior paint, 2 water heaters, laminate flooring, and lighting. Come see this charming beauty in person today!
House + ADU
Property Type
18,731 sqft
Lot Size
1945
Year Built
Listing Date: 09/02/2026
Listed by: Laura Smith
Listing office: Keller Williams Lonestar DFW
Source: NTREIS #21367636
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
List Price
FINANCIALS
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($65,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 21367636 · Listing office: Keller Williams Lonestar DFW
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.